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12321 Plumbago Ln, Conroe, TX, 77304

5beds
3baths
2,803sqft
$307,775
$110price/sqft
$2,531/moest. monthly cost
$101,240/yrincome needed

About This Home

Located in the beautiful and highly sought after Water Crest on Lake Conroe neighborhood is 12321 Plumbago Lane. The home is just down the block from the community clubhouse and pool. This 5-bedroom, 3-bath home provides the perfect blend of lakeside living with modern style. Inside you’ll find the open concept layout to be light & bright with tons of windows. The spacious 1st floor primary suite offers a vanity with double sinks, garden tub, separate shower and a large walk-in closet with under stair storage area. On the 1st floor you will also find a full bath and a 2nd bedroom that can be used as an office. Upstairs you will find a large game room, full bath with double sinks and 3 additional bedrooms. Outside is a fully fenced back yard with a covered patio and who can forget the 3-car garage. The community offers resort style amenities that include a resident only boat launch with direct access to Lake Conroe.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
5/10
Willis High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Disposal,Dryer,Refrigerator,Washer,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 1 Bedroom Down - Not Primary BR,3 Bedrooms Up,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Gas

Interior Area

  • Total structure area: 2,803
  • Total interior livable area: 2,803 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 469677
  • Special condition: Real Estate Owned,Auction

Features

  • Stories: 2
  • Patio & porch: Covered,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 8,468 sqft
  • Features: Back Yard,Cleared,Subdivided,0 Up To 1/4 Acre
  • Lot size dimensions: 65 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,556$18,672
Home Insurance *$190$2,280
Property Taxes $478$5,736
Electricity $307$3,693
Total$2,531$30,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,777/yr
40% on housing$75,930/yr
45% on housing$67,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 77304$177
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77304$163
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-30Sold--

Unknown Listed By

AgentMarie Dougherty
BrokerageGod's Country Realty, Inc.

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