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1907 NW 85th Loop, Ocala, FL, 34475

3beds
2baths
2,497sqft
$490,000
$196price/sqft
$3,502/moest. monthly cost
$140,080/yrincome needed

About This Home

Welcome to Irish Acres, a premier gated community nestled in the heart of Ocala's renowned horse country. Located just eight short miles from the World Equestrian Center. Minutes to SR200, shopping, dining, and medical. This 3-bedroom, 2-bathroom home plus office/bonus room sits on nearly an acre of land in this exclusive Ocala community! As you enter the home, you will be greeted with a massive family room, vaulted ceilings, kitchen, and dining room open floor plan, including a kitchen breakfast nook. The kitchen features an oversized island to allow for maximum space to prepare meals and host family and friends. Off the main living area is a bonus room den, office, fourth bedroom or nursery for your utilization. This split floor plan is set up for privacy. One side features the primary suite with tray ceiling and dual walk-in closets and a large primary bathroom, including a water closet and walk-in Roman shower, as well as dual sinks. The guest bedroom side features two good-sized rooms with ample closet space and a guest hall bathroom, with shower/tub combo. Laundry room has extra storage and access to the side entry 2 car garage. Driveway even has an extended pad. This cleared land has room for a pool, sprinkler system and so much more! Home warranty being offered with this home. Schedule your showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

1/10
3/10
2/10
North Marion High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Other
  • Laundry features: Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Vaulted Ceiling(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,208
  • Total interior livable area: 2,497 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 1286001049
  • Zoning: RE
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting

Lot

  • Lot size: 0.97 Acres
  • Features: Cleared
  • Lot size dimensions: 181 x 234

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$312$3,744
Property Taxes $462$5,544
Electricity $251$3,015
Total$3,502$42,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,068/yr
40% on housing$105,060/yr
45% on housing$93,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 34475$238
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34475$169
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$510,000
2026-02-23Price change$539,888
2026-02-01Listed for sale$554,800

For Sale by Agent

AgentDaniel Jacobs
BrokerageJACOBS PREMIER PROPERTIES

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