398 Tecumseh Rd, Monticello, FL, 32344
About This Home
Charming Cape Cod-style home tucked away on 5 acres just minutes to downtown Monticello. This one owner home has been lovingly maintained and reflects years of care and pride of ownership. With over 2200 square feet of living space, the home offers a comfortable layout. The main floor features three bedrooms, one bath, a welcoming living room with a gas fireplace, dining area, kitchen and a convenient laundry room. The second floor includes two additional bedrooms, a full bath, and a lovely reading /library room could also serve as a playroom or flexible living space. Extra attic storage provides plenty of room for seasonal items and additional storage needs. Relax on the back enclosed porch while enjoying the beautiful views of the surrounding trees and well kept grounds. Additional features include a workshop/storage/mancave for hobbies or projects, plus and extra carport/tractor shed with additional enclosed space perfect for a potting shed and garden tools This well maintained property offers warmth, character, and peaceful surroundings . Newer roof and windows and exterior paint!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Ice Maker,Oven,Refrigerator
Bedroom2
- Dimensions: 9x11
Bedroom3
- Dimensions: 10x14
Bedroom4
- Dimensions: 11x11
Bedroom5
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Dimensions: 11x11
Family Room
- Dimensions: 0
Features
- Stall Shower,Window Treatments,Entrance Foyer,Primary Downstairs,Pantry
- Flooring: Carpet,Hardwood,Tile,Vinyl
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Propane
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
Kitchen
- Dimensions: 9x12
Living Room
- Dimensions: 13x15
Master Bedroom
- Dimensions: 11x14
Other
- Dimensions: 8x15
Property
Details
- Parcel number: 12065122N4E000001730000
- Special condition: Standard
Features
- Patio & porch: Covered,Deck,Patio,Porch,Screened
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Lot size: 5.06 Acres
Parking
- Total spaces: 2
- Parking features: Carport,Two Spaces
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $387 | $4,644 |
| Electricity | $228 | $2,738 |
| Total | $3,535 | $42,420 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $550,000 |
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