305 Old Lloyd Rd, Monticello, FL, 32344
About This Home
Welcome to a rare opportunity to own a true estate property where space, craftsmanship, and privacy come together on 18 beautiful acres. This impressive 7-bedroom, 5 full bath, 2 half bath two-story home offers a thoughtfully designed layout ideal for both everyday living and entertaining on a grand scale. Upstairs features 4 bedrooms and 2 full baths, while the downstairs includes 2 bedrooms, 2.5 baths, a formal dining room, and a cozy private study—perfect for working from home or quiet retreat. At the heart of the home, a massive kitchen opens seamlessly into the living room, creating an inviting open floor plan that flows effortlessly to the outdoor living space. Step outside to your outdoor kitchen overlooking a stunning paver pool deck, hot tub, and resort-style setting built for gatherings and relaxation. Just steps away, the pool house offers even more flexibility with a loft and full bath upstairs. Downstairs, you’ll find remarkable character and craftsmanship featuring herringbone brick floors, pecky cypress ceilings, a custom bar area with half bath, and a discreet hidden gun room that adds a unique touch to this one-of-a-kind property. Whether you’re hosting guests, enjoying peaceful country living, or looking for a multi-functional estate with room to roam, this property delivers unmatched charm, privacy, and versatility. A property like this is more than a home—it’s a lifestyle. NEW 2025 Roof/HVAC
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Oven,Range,Refrigerator,Stove
Bedroom2
- Dimensions: 18x13
Bedroom3
- Dimensions: 14x12
Bedroom4
- Dimensions: 16x12
Bedroom5
- Dimensions: 16x12
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Dining Room
- Dimensions: 14x13
Family Room
- Dimensions: 22X18
Features
- Tray Ceiling(s),Garden Tub/Roman Tub,High Ceilings,Hot Tub/Spa,Jetted Tub,Stall Shower,Vaulted Ceiling(s),Primary Downstairs,Pantry,Split Bedrooms,Walk-In Closet(s)
- Flooring: Engineered Hardwood,Marble,Other,Tile
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Ductless,Electric,Wood
- Cooling features: Central Air,Ductless,Electric
Interior Area
- Total structure area: 5,756
- Total interior livable area: 5,756 sqft
Kitchen
- Dimensions: 20x18
Living Room
- Dimensions: 14X13
Master Bedroom
- Dimensions: 18x21
Other
- Dimensions: 10x30
Property
Details
- Parcel number: 272N4E000000140000
- Special condition: Standard
- Horse amenities: Horses Allowed
Features
- Private pool: Yes
- Pool features: In Ground,Pool Equipment,Salt Water
- Patio & porch: Patio
- Exterior features: Outdoor Kitchen
- Has spa: Yes
- Fencing: Partial
- Has view: Yes
- View description: None
Lot
- Lot size: 18 Acres
Parking
- Parking features: Parking Space(s),Gated
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $1,552 | $18,624 |
| Property Taxes | $2,035 | $24,420 |
| Electricity | $579 | $6,951 |
| Total | $14,026 | $168,312 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $2,735,850 |
| 2026-07-31 | Price change | $1,950,000 |
| 2026-04-20 | Price change | $2,785,850 |
| 2026-04-07 | Listed for sale | $2,000,000 |
| 2025-06-02 | Listing removed | $2,499,000 |
| 2025-03-25 | Listed for sale | $2,499,000 |
| 2022-03-09 | Listing removed | -- |
| 2022-02-02 | Price change | $1,588,700 |
| 2022-01-25 | Listed for sale | $1,500,000 |
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