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2490 Blue Boy Ln, Eugene, OR, 97404

2beds
2baths
1,600sqft
$350,000
$219price/sqft
$2,409/moest. monthly cost
$96,360/yrincome needed

About This Home

This stylish 1600 sq. ft home is located on a corner lot and has everything you’ve been looking for! This home features a nice front porch for you to sit and enjoy the neighborhood with a pocket screen door and a real tile entryway. It has two bedrooms, an office/den, two full bathrooms, a living room with a gas fireplace, a formal dining room with a sliding glass doors leading to the backyard and a double car garage with a workshop extension and lots of storage. The kitchen features Corian style countertops, custom flooring, an island, wood cabinets and a breakfast bar. It has lots of counter space, tons of storage and a walk-in pantry! The appliances including a refrigerator, gas cook top, wall oven, dishwasher, garbage disposal and microwave. The laundry room comes complete with a deep utility sink and washer & dryer. There is a nice sized master suite, a luxurious master bath with a larger shower, extra linen cabinet and his and her sinks. The backyard features a large cement patio for you to enjoy your backyard while entertaining your guests. The yard is a gardener’s dream with a white vinyl fencing, underground sprinkler systems, nice flowerbeds, two fountains and a garden area. This home has a forced air furnace with heat pump for your comfort all year long. This is a beautiful one owner home that has been very well maintained! As a homeowner at Gainsborough you get to enjoy a private waterway, walking trails, a fishing pond and a clubhouse with lots of events and amenities. This is a must see home with many features, see more photos at www.gainsboroughhomes.com. Built in 1996 / remodeled `Popular Design 1600 Sq. Ft 2 Bedrooms Office/Den/opt 3rd Bed 2 Bathrooms 2 Car garage w/ workshop Patio in backyard Taxes $1,583.66 & $614.84 Assumable 20 year lease $944.98 a month - Next increase 1/1/2027 - Lease expires 7/1/2041

Getting Around

21
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

5/10
Irving Elementary SchoolGrades K-50.7 mi
2/10
Shasta Middle SchoolGrades 6-81.7 mi
4/10
Willamette High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Heat pump

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 170410440010004601

Features

  • Exterior features: Brick,Composition
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$74$888
Property Taxes $390$4,680
Electricity $176$2,119
Total$2,409$28,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,594/yr
40% on housing$72,270/yr
45% on housing$64,240/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 97404$243
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97404$284
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Listed for sale$350,000

For Sale by Owner

AgentJeanie Rosenburg
BrokerageGainsborough Homes

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