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260 Meador Ln, Harrogate, TN, 37752

5beds
6baths
5,894sqft
$725,000
$123price/sqft
$6,014/moest. monthly cost
$240,560/yrincome needed

About This Home

Welcome to your private retreat just 2 minutes from LMU's main campus and the Kentucky state line. This exceptional 6-bedroom, 5.5-bathroom home sits on 38.5 acres of secluded land bordering the breathtaking Cumberland Gap National Historical Park — offering unmatched privacy, peace, and panoramic mountain and valley views. Step inside to discover a large, updated kitchen designed to impress, featuring quartz countertops, a double refrigerator/freezer, induction glass-top stove, and double ovens — perfect for hosting and everyday living. The expansive main-level owner's suite provides comfort and convenience, while the upper level offers four additional bedrooms and two full baths. The fully finished basement adds valuable living and recreation space, ideal for a home theater, gym, or guest quarters. Enjoy outdoor living on the spacious deck overlooking a large backyard, ideal for entertaining, relaxing, or letting the kids play freely in nature. Whether you're looking for a private family estate, a hobby farm, or proximity to LMU with unmatched natural surroundings, this rare property offers it all

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry,Bonus Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,894
  • Total interior livable area: 5,894 sqft

Property

Details

  • Parcel number: 002 007.10

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 38.49 Acres
  • Features: Private,Wooded,Irregular Lot,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $466$5,592
Property Taxes $1,405$16,860
Electricity $478$5,746
Total$6,014$72,168

Income You'd Need if You Spent...

35% on housing$206,194/yr
40% on housing$180,420/yr
45% on housing$160,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 37752$204
Claiborne County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 37752
Claiborne County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Price change$749,900
2026-04-28Price change$795,000
2025-08-26Listed for sale$850,000
2020-06-09Listing removed$549,900
2020-04-22Listed for sale$549,900
2020-03-05Listing removed$519,000
2019-12-02Price change$519,000
2019-09-05Price change$525,000
2019-08-22Listed for sale$550,000
2015-08-29Sold$269,500

For Sale by Agent

AgentMike Hensley
BrokerageREMAX PROFESSIONAL'S

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