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820 Wild Rose Ln, Burnsville, NC, 28714

4beds
4baths
0sqft
$639,000
--price/sqft
$3,962/moest. monthly cost
$158,480/yrincome needed

About This Home

BRAND NEW ROOF!! The sellers struggled to let this one go. Many memories were made on this mountain. A property with land, character, and the chance to create something deeply personal. At the end of a long private mountain drive, 820 Wild Rose Lane opens into nearly 24 acres of privacy, views, river frontage, and possibility. This solid Burnsville home offers beautiful stone fireplaces, hardwood floors in portions of the home, and an open kitchen/living layout that feels warm and connected. Four bedrooms, three baths on the main and upper levels, even a sauna, a flexible basement with rec room and additional sitting area, workshop space, utility/laundry and a full basement bath. Large decks invite outdoor living, with one deck doubling as covered parking below. The property offers year-round and winter views, well and septic, and the kind of acreage that gives you room to breathe, hike, explore, etc...Owner says the property has its very own cave. You will need an appointment and AWD for access. No drive-by please.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge ElementaryGrades PK-52.9 mi
8/10
Cane River MiddleGrades 6-83.1 mi
5/10
Mountain Heritage HighGrades PK,9-120.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Freezer,Gas Range,Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Family Room

  • Level: Main

Features

  • Fireplace features: Family Room,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 071900690707.000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Long Range,Mountain(s),Winter,Year Round
  • Waterfront features: None

Lot

  • Lot size: 23.89 Acres
  • Features: Level,Private,Sloped,Steep Slope,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$210$2,520
Property Taxes $321$3,852
Electricity $200$2,405
Total$3,962$47,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,840/yr
40% on housing$118,860/yr
45% on housing$105,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$258
Yancey County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$639,000
2026-06-27Price change$659,900
2026-05-26Listed for sale$650,000
2021-03-02Listing removed--
2019-07-25Listing removed$495,000
2019-06-04Price change$495,000
2019-04-02Price change$595,000
2019-03-25Listed for sale$995,000
2018-12-27Listing removed$495,000
2018-12-23Price change$495,000
2018-11-05Price change$395,000
2018-10-27Price change$695,000
2018-10-10Listed for sale$1,000,000
2005-10-14Sold$330,000

For Sale by Agent

AgentBobbie McMahan
BrokerageHoward Hanna Beverly-Hanks Burnville

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