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360 Banjo Branch Rd, Burnsville, NC, 28714

1beds
1baths
604sqft
$625,000
$1,035price/sqft
$3,870/moest. monthly cost
$154,800/yrincome needed

About This Home

At the end of a quiet road in the heart of the Celo Community, this extraordinary 37-acre legacy property is bordered on two sides by the Pisgah National Forest and North Carolina Game Lands, offering an unparalleled sense of privacy, serenity and natural beauty at the foot of the Black Mountains. The land encompasses pristine hardwood cove forest, one of North Carolina’s most biodiverse ecosystems where nearly all the state’s medicinal plants naturally thrive. Combined with open fields, garden space, forested mountainsides, natural springs and distant mountain views, this property offers a rare blend of ecological significance and versatility for those seeking a mountain sanctuary. The updated A-frame home balances rustic charm with modern comfort, featuring an expansive glass wall, open-concept living and panoramic mountain views. Interior updates include hardwood floors, an updated bath and a modern kitchen. It is the ideal home to live in while you build your dream home and then it can become an ideal guest house or Airbnb. Complementing the main residence are several versatile outbuildings such as a two-car detached garage, a barn ideal for storage or restoration, an unheated studio space ideal for creative pursuits, an open-air pavilion and a tractor shed. Trails meander through untouched woodlands, and with direct access to Pisgah National Forest, this property is ideal for hiking, foraging, hunting and wildlife observation. Whether envisioned as a private mountain retreat, working homestead, hunting lodge or multi-home family compound, the property offers multiple homesites with expansion potential. Its garden spaces, established infrastructure and protected surroundings create a legacy opportunity for those drawn to a lifestyle defined by connection with nature. A short distance to Burnsville, Blue Ridge Parkway, Carolina Hemlocks and Mount Mitchell State Park, this is more than a property, it’s a way of life. A rare chance to own a legacy mountain tract in one of the sought-after natural settings in Western North Carolina.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
9/10
East Yancey MiddleGrades 6-85.3 mi
4/10
Mountain Heritage HighGrades PK,9-128.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Glass,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Induction Cooktop,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Full,Storage Space,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Features: Open Floorplan
  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry
  • Door features: Insulated Door(s),Pocket Doors,Sliding Doors
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 604

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 604
  • Total interior livable area: 604 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Storage
  • Level: Main

Living Room

  • Features: Open Floorplan
  • Level: Main

Property

Details

  • Parcel number: 074700776406.000
  • Zoning: OU
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Has view: Yes
  • View description: Mountain(s),Winter,Year Round
  • Waterfront features: None,Creek/Stream

Lot

  • Lot size: 37.09 Acres
  • Features: Hilly,Pasture,Private,Rolling Slope,Steep Slope,Wooded,Views,Other - See Remarks

Parking

  • Total spaces: 9
  • Parking features: Detached Carport,Driveway,Detached Garage,Garage Faces Rear,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$205$2,460
Property Taxes $305$3,660
Electricity $200$2,405
Total$3,870$46,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,685/yr
40% on housing$116,100/yr
45% on housing$103,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,035This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$258
Yancey County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$625,000
2026-03-12Listing removed$625,000
2025-10-17Listed for sale$625,000
2020-04-30Sold$355,000
2019-09-12Listed for sale$375,000

For Sale by Agent

AgentLeslie Young
BrokeragePremier Sotheby’s International Realty

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