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406 Hiscock St, Ann Arbor, MI, 48103

2beds
2baths
1,022sqft
$565,000
$553price/sqft
$3,883/moest. monthly cost
$155,320/yrincome needed

About This Home

Step into North Westside comfort with classic Ann Arbor charm at 406 Hiscock Street--a bright, well-laid-out home offering 2 bedrooms, 2 full bathrooms, and 1,022 sq. ft. of above-ground living on 0.13 acres. Enjoy an inviting large south-facing front porch for early morning coffee and relaxed evening wind-downs, plus a generous backyard with patio is perfect for gardening, play, and unwinding. A large raised bed organic garden is prepared and ready for planting. The home features a seamless flow from the main entry through the dining and kitchen areas, creating an easy, natural layout for everyday living and entertaining. Upstairs, you'll find two comfortable bedrooms along with a full bathroom, providing a simple, functional setup. Looking for flexibility? The lower level has a finished room with expansive closet space, offering the possibility of adding a third bedroom with the addition of egress, creating great potential to customize the space to your needs. The lower level also includes a full finished bathroom. Neighborhood & Location Highlights All the best of Ann Arbor is within short walks from your front door. Enjoy easy access to downtown Ann Arbor, the Farmers Market, popular eateries and shopping, the main public library, and central campus. You're also close enough to catch the energy of game days--you can hear the roar on scoring drives from Michigan Stadium. Outdoor lovers will appreciate the lifestyle here, with convenient proximity to Argo canoe livery, the Huron River and its scenic cascades, and quick access to the border-to-border trail for running or biking. And with University of Michigan medical facilities and world-class healthcare right nearby, your day-to-day convenience is unmatched. Home Energy Score of 3. View report on A2 HERDMap ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER AND BUYER AGENT.

Getting Around

79
WalkingVery Walkable
57
TransitGood Transit
71
BikeVery Bikeable

Schools

8/10
Bach Elementary SchoolGrades K-50.8 mi
9/10
Slauson Middle SchoolGrades 6-80.7 mi
10/10
Skyline High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Garden Window
  • Flooring: Tile,Wood
  • Finished area below ground: 300

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,022
  • Total interior livable area: 1,022 sqft

Property

Details

  • Parcel number: 090920317001
  • Zoning description: R2A

Features

  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Sidewalk,Tillable,Rolling Hills,Ground Cover
  • Lot size dimensions: 50 x 132 x 12 x 66 x 38

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$152$1,824
Property Taxes $687$8,244
Electricity $188$2,259
Total$3,883$46,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,131/yr
40% on housing$116,490/yr
45% on housing$103,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 48103$264
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48103$275
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$540,000
2026-06-10Listed for sale$565,000
1986-03-01Sold$50,000

For Sale by Agent

AgentDavid Malcolm
BrokerageThe Charles Reinhart Company

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