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150 Westminster Way, Elyria, OH, 44035

2beds
2baths
--sqft
$243,000
--price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

Welcome Home to this 2 bedroom 2 full bath with a den and sunroom ranch. Step into the naturally lit foyer where you are steps away from the den. As you walk through the home you will come to the open floor plan where you will find a well appointed kitchen with wood stained cabinets. Off the kitchen you will find the large pantry and laundry room. The kitchen is open to the dining area and living room with a fireplace. Off the dining area is the sunroom and a patio door leading to the patio in back. The large master bedroom has an ensuite bath and walk-in closet. The second bedroom is across the hall from the hall bath. Fieldstone Lakes is conveniently located to shopping and major highways.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Midview Middle SchoolGrades 7-83.7 mi
8/10
Midview High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Entry Foyer

  • Level: Second

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Kitchen

  • Level: Second

Living Room

  • Features: Fireplace
  • Level: First

Primary Bathroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 1100090000092

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,728 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,228$14,736
Home Insurance *$144$1,728
Property Taxes $277$3,324
Electricity $193$2,320
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44035$98
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44035$144
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$265,000
2019-09-06Sold$449,000
2019-04-12Pending sale$198,870
2019-04-11Listed for sale$198,870

For Sale by Agent

AgentBradley A Dean
BrokerageHoward Hanna

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