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161 Willie Shell Rd, Reliance, TN, 37369

1beds
2baths
1,976sqft
$514,900
$261price/sqft
$3,799/moest. monthly cost
$151,960/yrincome needed

About This Home

Come home to comfort, peace, and solitude! East Tennessee mountain living is one of the most sought-after ways of life! Now is your chance to own just that! The pace of life here takes its time and lets us enjoy the things that matter most! From the sounds of songbirds to the quiet mountain breezes that whisper through the trees to vibrant sunsets and star-filled night skies, you will find all that is lost. If you fear this is too far out, think again! Just 5 minutes to the local convenience store, 16 miles to groceries or daily needs, 30 minutes to Cleveland, and 1 hour to Chattanooga Airport, basically makes this the perfect homeplace for anyone looking to spread their wings beyond the city confines! Now, the facts! Beautifully situated on 5 acres, you will find this 2-story beauty, 2-car garage, and large steel workshop on a concrete slab complete with power and a wood stove for heat. As you walk into the home, you're greeted with high-end coffered ceilings outlined with stained-glass sconces and recessed lighting, luxury wood plank floors, granite countertops, a hammered copper kitchen sink, a gas range for superior cooking, stainless appliances, handmade cabinetry throughout, a wood-burning stone fireplace, and glass sliding doors and windows that bring the outdoors in! Just down the hall, you will be amazed at the main-floor bedroom with its comfy sitting area and roomy walk-in closet. The main bathroom is fully equipped for relaxation via the jetted, soaking bathtub. Ceramic tile flooring and granite countertops adorn this perfect retreat! Head up the low-rise staircase and find a world of room beyond! Featuring a huge den or family room with a full bathroom, tub/shower combo, large storage closets, PLUS two other bonus rooms for some overnight guests or not. Head outside to the spacious, level yard where you have mature fruit trees, garden beds, and a chicken coop! Have you seen the prices of groceries? Just one more reason to call this home! Come & Stay!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Benton Elementary SchoolGrades PK-58.3 mi
5/10
Chilhowee Middle SchoolGrades 6-88.3 mi
5/10
Polk County High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Block,Concrete Perimeter,Raised
  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Oven,Ice Maker,Microwave,Self Cleaning Oven,Stainless Steel Appliance(s),Washer/Dryer
  • Laundry features: In Hall,Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Coffered Ceiling(s),Granite Counters,Open Floorplan,Primary Downstairs,Recessed Lighting,Walk-In Closet(s),Tub/shower Combo,Split Bedrooms,Whirlpool Tub
  • Window features: Insulated Windows,Vinyl Frames,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Plank
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Details

  • Parcel number: 058 028.01
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Garden,Lighting,Private Entrance,Private Yard,Rain Gutters,Storage
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Hills,Rural,Skyline,Trees/Woods

Lot

  • Lot size: 5 Acres
  • Features: Back Yard,Cul-De-Sac,Garden,Many Trees,Private,Secluded,Views,Rural
  • Lot size dimensions: IRR

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Gravel,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,603$31,236
Home Insurance $307$3,684
Property Taxes $714$8,568
Electricity $175$2,103
Total$3,799$45,588

Income You'd Need if You Spent...

35% on housing$130,251/yr
40% on housing$113,970/yr
45% on housing$101,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 37369$127
Polk County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37369$278
Polk County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$514,900
2026-05-20Pending sale$514,900
2026-05-20Contingent$514,900
2026-05-17Listed for sale$514,900
2025-12-01Listing removed$524,900
2025-05-07Price change$524,900
2025-04-08Listed for sale$595,000
2022-10-03Sold$150,000
2021-07-20Sold$397,700
2021-01-02Listing removed$359,900
2020-05-20Price change$359,900
2019-11-04Price change$509,000
2019-10-17Price change$530,000
2019-08-05Listed for sale$540,000
2012-02-24Sold$6,500
2011-04-20Sold$3,500

For Sale by Agent

AgentLisa Rutherford
BrokerageKeller Williams

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