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6194 Horizon View Way, Fruitland, WA, 99129

5beds
3baths
2,880sqft
$800,000
$278price/sqft
$4,973/moest. monthly cost
$198,920/yrincome needed

About This Home

2022 Custom Lake Home with Lake Roosevelt Views & Shop in Gated Community Experience the best of lake living in this beautifully crafted 2022 custom home overlooking Lake Roosevelt. Designed for both comfort and functionality, this 5-bedroom, 3 full bath home offers the ideal setting for a full-time residence, vacation getaway, or investment property. Enjoy stunning lake views and easy access to a private community beach within this desirable gated community. The open layout provides ample space for entertaining, while the generous bedroom count allows room for guests, extended family, or rental potential. A standout feature is the 1,200 sq ft insulated shop with a concrete floor—perfect for storing boats, ATVs, and all your recreational gear. Whether you're looking for a year-round retreat or a seasonal escape, this property delivers the perfect combination of modern construction, privacy, and access to Eastern Washington’s premier outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Natural Woodwork,Hard Surface Counters
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1440

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 0468828

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s),Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Sec Lot,Beach Access,Own Assoc,See Remarks
  • Horses can be raised: Yes

Lot

  • Lot size: 4.87 Acres
  • Features: Views,Secluded,Hillside,Rolling Slope,Corner Lot,Surveyed,Horses Allowed,Border Public Land

Parking

  • Total spaces: 4
  • Parking features: Detached,RV Access/Parking,Garage Door Opener,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Landslide
Winter Weather

FEMA Declared Disasters in Stevens County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$268$3,216
Property Taxes $464$5,568
Electricity $196$2,363
Total$4,973$59,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,502/yr
40% on housing$149,190/yr
45% on housing$132,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 99129$283
Stevens County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 99129$314
Stevens County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$800,000

For Sale by Agent

AgentKarin Kasinger
BrokerageUnited Country River Rock Real

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