14 Prospect St, Charlestown, MA, 02129
About This Home
There are levels to real estate construction... and this is the top! Welcome home to a no-expense-spared ground-up single family with an idyllic floorplan and designer finishes throughout. Open & inviting living with framed gas fireplace, 9' ceilings, and incredible natural light. Designer kitchen features oversized quartzite island, professional grade appliances, custom cabinetry, built-in bar, and direct access to formal dining. Oversized primary suite, with private balcony, is out of magazine! Featuring space for a kingsize, gigantic walk-in closet, and designer bath with frameless glass shower+double vanity+soaking tub. Generous guest beds with dedicated custom baths. Finished lower-level creates the perfect space for an au pair suite, media room/gym/home office. Enjoy the seasons on your fully enclosed stone patio and breathtaking roofdeck with panoramic views from Boston Harbor, across the Skyline, and over the Monument! A special home that truly "has it all". **2 YEARS garage parking paid for by seller - 3 minute walk**
Getting Around
Walker's Paradise
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Rubber
Type & Style
- Home type: SingleFamily
- Architectural style: Other (See Remarks)
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Wine Refrigerator,Range Hood
- Laundry features: Second Floor
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Basement
Bathroom2
- Level: Second
Bathroom3
- Level: Third
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- 1/4 Bath
- Flooring: Wood,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 700
- Finished area above ground: 2,686
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,386
- Total interior livable area: 3,386 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: Third
Property
Details
- Parcel number: 1281919
- Attached to another structure: Yes
- Zoning: res
Features
- Patio & porch: Deck - Roof,Enclosed
- Exterior features: Deck - Roof,Patio - Enclosed,Balcony
- Has view: Yes
- View description: Water,Harbor
- Has water view: Yes
- Water view: Harbor,Water
Lot
- Lot size: 1,370 sqft
- Features: Level
Parking
- Total spaces: 1
- Parking features: Leased
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,779 | $165,348 |
| Home Insurance * | $563 | $6,756 |
| Property Taxes | $2,618 | $31,416 |
| Electricity | $667 | $8,012 |
| Total | $17,627 | $211,524 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $2,725,000 |
| 2026-06-16 | Price change | $2,800,000 |
| 2026-05-28 | Price change | $2,950,000 |
| 2026-05-14 | Listed for sale | $3,095,000 |
| 1998-09-01 | Sold | $166,000 |
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