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6411 Valley Brook Trce, Utica, KY, 42376

3beds
2baths
1,376sqft
$252,900
$184price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

Welcome to Deer Valley! This beautifully maintained 3-bedroom, 2-bath home offers the highly sought-after Leonardo floor plan, featuring nearly 1,400 square feet of comfortable one-level living on a spacious lot in one of Utica's most desirable neighborhoods. Designed with both comfort and functionality in mind, the split-bedroom layout provides added privacy, while two bedrooms feature en-suite bathrooms—an ideal setup for guests or multi-generational living. Start your day with a cup of coffee on the extended covered front porch before stepping inside to an inviting open-concept living space. The spacious living room flows seamlessly into the kitchen and dining area, where 9-foot ceilings and Craftsman-style windows create a bright, airy atmosphere that's perfect for everyday living and entertaining. Brand-new, high-end waterproof laminate flooring has just been installed throughout the home, giving every room a fresh, modern feel. Step outside to enjoy the fully fenced, level backyard shaded by mature trees—perfect for children, pets, and outdoor gatherings. A large storage shed provides plenty of extra space for tools and equipment, while the attached two-car garage adds everyday convenience. Located in the desirable Deer Valley subdivision just minutes from Owensboro, this move-in ready home truly has it all. Don't miss your opportunity to make this exceptional property yours—schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Rm/Dining

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,376

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,376
  • Total interior livable area: 1,376 sqft

Kitchen

  • Features: Bar

Property

Details

  • Parcel number: 064A00026600000

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 5,270 sqft
  • Features: 50-75 Front
  • Lot size dimensions: .121

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,278$15,336
Home Insurance *$169$2,028
Property Taxes $228$2,736
Electricity $154$1,850
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 42376$139
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42376$164
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$249,900
2026-08-06Price change$249,900
2026-07-18Listed for sale$252,900
2022-07-22Sold$219,000
2022-06-22Pending sale$219,900
2022-05-23Listed for sale$219,900
2019-03-29Listing removed$169,900
2019-01-23Listed for sale$169,900
2017-03-16Sold$167,721

For Sale by Agent

AgentRandy S Hayden
BrokerageCHANGE OF PLACE REAL ESTATE, LLC

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