9326 SW 97th Cir, Ocala, FL, 34481
About This Home
One or more photo(s) has been virtually staged. Enjoy peaceful golf course living with a view of the 9th green from this highly desirable Ariana model in the Providence neighborhood of On Top of the World. Located in a maintenance-free section with no rear neighbors, this beautifully maintained home offers both privacy and convenience. This 2-bedroom, 2-bath home with a versatile flex room features 1,970 sq ft of thoughtfully designed living space, a 2-car garage, and additional golf cart parking. The open floor plan is enhanced by 18” diagonal tile throughout the main living areas, creating a bright and cohesive feel. The flex room, complete with French doors, is ideal for a home office, hobby space, or guest area. The kitchen is well-appointed with granite countertops, crown-molded cabinetry, and a custom tile backsplash—perfect for both everyday living and entertaining. Notable upgrades include crown molding, upgraded carpet and padding in the bedrooms, custom interior paint, ceiling fans, enhanced dining room lighting, an upgraded front door, gutters, and stacked stone exterior accents. The primary bath features an upgraded walk-in shower with non-slip tile for added comfort and safety. Relax on the lanai and take in beautiful sunset views over lush green space and golf course, all comfortably shaded by a sunshade. Internet service and exterior maintenance are included, and an additional Samsung refrigerator conveys with the home. Residents of On Top of the World enjoy access to a premier 55+ active adult lifestyle with extensive amenities, plus convenient golf cart access to shopping, dining, banking, and more.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Other
- Builder model: Ariana
- Builder name: Colen
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Crown Molding,Living Room/Dining Room Combo,Open Floorplan,Walk-In Closet(s)
- Window features: Blinds,Window Treatments
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,916
- Total interior livable area: 1,970 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Area: 230.79
- Dimensions: 15.7x14.7
Living Room
- Level: First
- Area: 341.46
- Dimensions: 27.1x12.6
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 244.35
- Dimensions: 13.5x18.1
Property
Details
- Parcel number: 35300400079
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch,Screened
- Exterior features: Irrigation System,Rain Gutters
- Has view: Yes
- View description: Golf Course
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 10,019 sqft
- Features: Cleared,Landscaped,Near Golf Course
- Lot size dimensions: 64 x 158
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $400 | $4,800 |
| Electricity | $198 | $2,379 |
| Total | $2,590 | $31,080 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $349,900 |
| 2024-11-23 | Listing removed | $349,500 |
| 2023-11-23 | Listing removed | -- |
| 2021-10-13 | Pending sale | $349,500 |
| 2021-10-11 | Listed for sale | $349,500 |
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