7762 SW 97TH CIRCLE, Ocala, FL, 34481
About This Home
This beautifully upgraded Summerwood model in Stone Creek offers a rare blend of thoughtful design, abundant storage, and private outdoor living. July 2026 GAF NEW ROOF with transferable warranty! Set on a secluded lot framed by a tall berm and mature hedges, the home feels like a personal retreat from the moment you arrive. Inside, neutral tones, designer light fixtures, plantation shutters, and tile flooring create a clean, timeless aesthetic. The open main living area flows effortlessly into a well-appointed kitchen featuring under-counter reverse osmosis, sleek cabinetry, and generous workspace. A custom flex room elevates the home’s versatility—custom designed as a combined office and entertainment bar, it’s a true showpiece for hosting or working in style. The primary suite with walk-in closet also includes an additional 50-sq-ft climate-controlled storage room—perfect for seasonal items, hobby supplies, or additional private owner’s closet. A front bedroom serves as a full ensuite, enhanced by barn-style sliding doors for both privacy and architectural charm. Storage is a standout throughout the home: a floored attic over the garage, a 4-foot extended garage, insulated garage doors, and a huge laundry area with built-in storage. Whole-home upgrades include new exterior paint in 2023, a whole-house surge protector, security system, and a 50-amp generator electrical interlock system for peace of mind. Four solar tubes and a beautiful glass door provide additional natural lighting. Outdoor living shines with the oversized screened-in lanai, pavered patio, and hot tub, all overlooking the lush, private landscape. Whether you’re entertaining, relaxing, or enjoying quiet evenings at home, this property delivers comfort, style, and exceptional functionality. This is a truly exceptional home, priced to sell, in the highly rated Del Webb Stone Creek community. Enjoy resort lifestyle in an active 55plus community that features two clubhouses, pools, a spa, a full-service restaurant and bar, fitness facilities, countless clubs and special interest groups, and year round events sponsored by the Lifestyle office. Make your appointment today to view this amazing home!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Washer,Water Filtration System,Wine Refrigerator
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Built-in Features,Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Laminate,Tile
- Fireplace features: Family Room
- Fireplace: Yes
Great Room
- Level: First
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,962
- Total interior livable area: 1,910 sqft
Kitchen
- Features: Pantry
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 3489170048
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Rain Gutters,Sidewalk
- Has spa: Yes
- Spa features: Above Ground
Lot
- Lot size: 6,600 sqft
- Lot size dimensions: 55 x 120
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,016 | $24,192 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $463 | $5,556 |
| Electricity | $197 | $2,366 |
| Total | $2,930 | $35,160 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $398,800 |
| 2017-09-25 | Sold | $257,800 |
View on Zillow