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306 E Cross St, Ypsilanti, MI, 48198

5beds
2baths
1,864sqft
$375,000
$201price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Step into a piece of Ypsilanti history with this beautifully maintained 1850s Greek Revival home, ideally located in the heart of Depot Town. Rich in character and timeless charm, this unique property offers an incredibly versatile floor plan featuring 5 bedrooms, 2 full bathrooms, a spacious family room, and a flexible bonus space perfect for a home office, studio, or additional living area. The home showcases thoughtful updates while preserving its historic appeal. The kitchen features a stunning custom Motawi Tile countertop, while warm hickory flooring enhances the inviting living spaces. The second floor features a fully renovated primary suite, complete with a full kitchen, appliances, bedroom, spacious sitting room, and charming bathroom featuring an antique clawfoot bathtub. Accessible through a separate exterior entrance. Whether you're looking for a private guest suite, multigenerational living arrangement, long-term rental, or Airbnb income opportunity, the possibilities are truly endless. Situated on a rare 0.34-acre city lot, the fully fenced backyard is a gardener's dream, filled with established flowering perennials and plenty of space to relax and entertain. Additional amenities include first-floor laundry, a spacious 3-car garage, backyard storage shed, and a dedicated gas line for outdoor grilling. Major updates provide peace of mind, including new storm windows and screens (2017), hot water heater (2021), LeafGuard gutter system (2022), furnace, and central air system installed in 2014. Just steps from Depot Town's popular restaurants, shops, parks, breweries, and year-round community events, this one-of-a-kind property offers the perfect blend of historic character, modern functionality, and income-producing potential. Opportunities like this are exceptionally rare—don't miss your chance to own a truly special piece of Ypsilanti history.

Getting Around

83
WalkingVery Walkable
51
TransitGood Transit
69
BikeBikeable

Schools

3/10
Estabrook SchoolGrades PK,1-81.7 mi
2/10
AC Tech High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Crawl Space,Michigan Basement
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Electric Oven,Electric Cooktop,Free Standing Gas Oven,Free Standing Gas Range,Free Standing Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 15 X 12

Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 8 X 10

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 210
  • Dimensions: 15 X 14

Family Room

  • Level: Entry
  • Area: 143
  • Dimensions: 11 X 13

Features

  • Finished area above ground: 1,864

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,864 sqft

Kitchen

  • Level: Entry
  • Area: 192
  • Dimensions: 16 X 12

Living Room

  • Level: Entry
  • Area: 195
  • Dimensions: 13 X 15

Other

  • Level: Second
  • Area: 84
  • Dimensions: 14 X 6

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 12 X 4

Other

  • Level: Second
  • Area: 108
  • Dimensions: 12 X 9

Primary Bedroom

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Property

Details

  • Parcel number: 111109106008
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 66 x 225

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Detached,Driveway,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$195$2,340
Property Taxes $456$5,472
Electricity $203$2,439
Total$2,750$33,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 48198$140
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48198$189
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$375,000
2026-06-15Price change$375,000
2026-05-29Listed for sale$385,000
2026-01-09Sold$345,000
2025-11-12Sold$345,000
2025-11-05Pending sale$345,000
2025-10-03Contingent$345,000
2025-09-18Listed for sale$345,000

For Sale by Agent

AgentTrista Williams
BrokerageEXP Realty Main

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