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701 W Mills St, Creston, IA, 50801

3beds
2baths
1,737sqft
$119,000
$69price/sqft
$1,072/moest. monthly cost
$42,880/yrincome needed

About This Home

This home offers space for the whole family. It has 3 bedrooms, 2 downstairs, and 2 full bathrooms. The flow from living room to kitchen area is open concept and make it great for having guests over. Vinyl siding, a new roof, and a covered front porch make for great outside curb appeal. The detached 2 car garage is perfect for storing a mower, yard tools, and vehicles. Call for a showing today.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
Creston Middle SchoolGrades 6-81.2 mi
7/10
Creston High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,737 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0501376024

Features

  • Levels: Two

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 45 x 150

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Hail
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$192$2,304
Property Taxes $150$1,800
Electricity $129$1,554
Total$1,072$12,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,754/yr
40% on housing$32,160/yr
45% on housing$28,586/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 50801$206
Union County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50801
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$116,500
2026-07-01Listed for sale$119,000
2017-03-31Sold$72,500

For Sale by Agent

AgentJordan Nelson
BrokerageCreston Realty

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