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915 W Montgomery St, Creston, IA, 50801

2beds
2baths
1,551sqft
$124,900
$81price/sqft
$1,120/moest. monthly cost
$44,800/yrincome needed

About This Home

This Traditional two-story Home has an inviting Front Porch, a spacious Living Room with large entry into the Dining Room and into the Kitchen - open flow for entertaining! There is a full Bath on the main floor, Laundry off the Kitchen - the Main level is all hard surface flooring. A front entry stairway to (2) Bedrooms and full Bathroom on upper level. The 2nd Bedroom upstairs has large closet and there is also a ‘butler’s stairwell’ the the downstairs. Private backyard with patio, long driveway for additional parking. This home is available immediately - so don’t wait to schedule your showing!!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

5/10
Creston Middle SchoolGrades 6-81.3 mi
6/10
Creston High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1892

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Brick/Mortar

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,551 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0501353022

Features

  • Levels: Two

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 125

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Hail
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$201$2,412
Property Taxes $167$2,004
Electricity $121$1,452
Total$1,120$13,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,400/yr
40% on housing$33,600/yr
45% on housing$29,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 50801$206
Union County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 50801
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-30Price change$121,500
2025-09-28Price change$124,500
2025-09-05Listed for sale$127,000
2025-08-21Pending sale$127,000
2025-08-14Price change$127,000
2025-06-24Listed for sale$129,500
2021-08-20Sold$114,000
2018-07-27Sold$78,000
2018-05-30Listed for sale$81,500
2014-10-10Sold$71,500

For Sale by Agent

AgentJordan Nelson
BrokerageCreston Realty

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