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500 N Cedar St, Creston, IA, 50801

3beds
1baths
1,416sqft
$80,000
$56price/sqft
$763/moest. monthly cost
$30,520/yrincome needed

About This Home

Cozy home with privacy fenced, shaded back yard. Large shed in back yard could be converted to a garage. Front door on Summit St. goes into the dining room (currently used as living room). There is a big coat closet. Large living room with French doors from the dining room is currently used as 4th bedroom. Full bathroom with large linen closet. Large kitchen with laundry hookups. Washer/dryer belong to the tenant. Back door in kitchen goes to enclosed back yard with concrete patio approximately 19 x 26. Good rental $1145 per month since April 2022.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Creston Middle SchoolGrades 6-81.5 mi
6/10
Creston High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1888

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,416 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0606308008

Features

  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Wooded
  • Lot size dimensions: 60 x 140

Parking

  • Total spaces: 2
  • Parking features: Outside
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$129$1,548
Property Taxes $109$1,308
Electricity $121$1,452
Total$763$9,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,160/yr
40% on housing$22,890/yr
45% on housing$20,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 50801$207
Union County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 50801
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$99,000
2023-08-18Listing removed--
2021-08-17Sold$86,500
2021-07-07Pending sale$86,500
2021-07-06Listed for sale$86,500
2011-06-10Sold$60,000

For Sale by Agent

AgentRetta Ripperger
BrokerageR Realty

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