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1303 E Howard St, Creston, IA, 50801

3beds
1baths
0sqft
$265,000
--price/sqft
$2,206/moest. monthly cost
$88,240/yrincome needed

About This Home

The sellers have serious plans to make a move and have priced this property accordingly . Love that farmhouse vibe? More photos coming but why wait , book a tour. Have some critters but don't want to be out in the country? Then this is the place for you . Don't miss this energy efficient home featuring 3 bedrooms and 1 bathroom, spread across 1,152 square feet. With new carpeting and a newer HVAC system, comfort and peace of mind come standard. The property includes a open front shed & 3/4 closed shed sited on nearly 6 acres of land, complete with tensile fencing for you horse lovers-offering privacy and room to roam. This is an ideal opportunity for those seeking space, tranquility, and modern updates. Schedule your showing today! The sellers will not split the property but a buyer could. Sellers paying 3% buyer agent compensation. Sellers Agent offering a$1k bonus to buyers agent.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Creston Middle SchoolGrades 6-81.8 mi
6/10
Creston High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1921

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm / Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 576

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,728

Kitchen

  • Features: Pass-Through,Laminate Counters

Property

Details

  • Parcel number: 24010 CRESTON CORP, 0.000000000.0000
  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 5.22 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$428$5,136
Property Taxes $318$3,816
Electricity $121$1,452
Total$2,206$26,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,634/yr
40% on housing$66,180/yr
45% on housing$58,826/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 50801$201
Union County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 50801
Union County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$265,000
2026-03-21Listed for sale$268,000
2025-10-10Listing removed$295,000
2025-09-02Price change$295,000
2025-06-13Listed for sale$310,000
2021-10-27Sold$220,000
2021-09-08Pending sale$227,000
2021-08-07Price change$227,000
2021-05-07Listed for sale$130,000
2019-08-30Sold$152,000
2019-04-12Price change$169,000
2019-01-03Price change$179,900
2018-11-02Listed for sale$199,000
2005-11-04Sold$32,500
2005-08-31Sold$75,000

For Sale by Agent

AgentRuth Bolinger
BrokerageThe Real Estate Store

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