732 Harper Ln, Loveland, OH, 45140
About This Home
Welcome to 732 Harper Lane in the highly sought-after Loveland City School District! This beautifully designed 4-bedroom home offers an open floor plan ideal for modern living and entertaining. The spacious kitchen features abundant storage and a butler's pantry, flowing seamlessly into the main living areas. A dedicated office makes working from home easy. Upstairs, you'll find two en suite bedrooms plus a versatile loft. The newly finished basement is a standout, complete with a practice field with reinforced walls and a fourth full bath. Enjoy the flat, fenced-in backyard with patio and hot tubperfect for gatherings or a private retreat. HOA includes membership to Oasis with pool access. Conveniently located just minutes from downtown Loveland and I-275. Don't miss this incredible opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Finished
Bathroom1
- Features: Full
- Level: Second
Bathroom2
- Features: Full
- Level: Second
Bathroom3
- Features: Full
- Level: Second
Bathroom4
- Features: Full
- Level: Lower
Bedroom2
- Level: Second
- Area: 204
Bedroom3
- Level: Second
- Area: 195
Bedroom4
- Level: Second
- Area: 195
Bedroom5
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: Chandelier,Window Treatment,Wood Floor
- Level: First
- Area: 168
Family Room
- Features: Wall-to-Wall Carpet
- Area: 231
Features
- High Ceilings,Crown Molding,Ceiling Fan(s)
- Door features: Multi Panel Doors
- Window features: Vinyl,Insulated Windows
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,890
- Total interior livable area: 3,890 sqft
Kitchen
- Features: Butler's Pantry,Pantry,Counter Bar,Eat-in Kitchen,Walkout,Gourmet,Kitchen Island,Wood Cabinets,Wood Floor,Marble/Granite/Slate
- Area: 247
Living Room
- Features: Bookcases,Fireplace,Window Treatment,Wood Floor
- Area: 418
Master Bathroom
- Features: Shower,Tile Floor,Double Vanity,Marb/Gran/Slate
Master Bedroom
- Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet,Window Treatment
- Level: First
- Area: 252
Office
- Features: Wall-to-Wall Carpet
- Level: First
- Area: 168
Property
Details
- Parcel number: 172520H524
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Privacy
Lot
- Features: Less than .5 Acre
Parking
- Total spaces: 3
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $787 | $9,444 |
| Electricity | $417 | $5,006 |
| Total | $5,261 | $63,132 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $760,000 |
| 2026-04-22 | Price change | $775,000 |
| 2026-04-16 | Listed for sale | $795,000 |
| 2024-08-01 | Sold | $725,000 |
| 2024-07-02 | Pending sale | $725,900 |
| 2024-06-27 | Price change | $725,900 |
| 2024-06-08 | Price change | $749,900 |
| 2024-06-01 | Price change | $774,900 |
| 2024-05-22 | Price change | $799,900 |
| 2024-05-09 | Listed for sale | $814,900 |
| 2020-10-19 | Sold | $489,950 |
| 2020-04-30 | Price change | $499,950 |
| 2020-01-08 | Price change | $533,496 |
| 2019-09-07 | Price change | $523,496 |
| 2019-04-05 | Price change | $553,496 |
| 2019-03-24 | Listed for sale | $550,609 |
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