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3420 77th St W Unit 101, Bradenton, FL, 34209

3beds
3baths
1,854sqft
$509,000
$275price/sqft
$3,610/moest. monthly cost
$144,400/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bath condominium in the highly desirable Palma Sola Bay Club. This inviting residence features seamless flooring throughout the main living areas and a bright, open layout designed for comfortable living and easy entertaining. Soft neutral tones and tasteful updates create a clean, airy feel that is truly move-in ready. The kitchen flows into the living and dining spaces, creating a functional floor plan ideal for everyday living and hosting guests. The primary suite offers a peaceful retreat with ample closet space and a private bath, while the additional bedrooms provide flexibility for guests, a home office, or family needs. Palma Sola Bay Club is known for its exceptional amenities and welcoming community atmosphere. Residents enjoy a very social clubhouse featuring a fitness center, billiard/library room, and two kitchens designed for hosting large gatherings. Outdoors, relax at the heated pool with expansive sun decks or gather with friends at the covered bar and outdoor kitchen—perfect for enjoying Florida’s year-round lifestyle. The community is pet-friendly, allowing large dogs and features a gated dog park. Two covered, assigned parking spaces convey with the condo and are conveniently located near the elevator, along with a private storage unit ideal for bikes and beach gear. Ideally located near Robinson Preserve, DeSoto National Park, and a variety of dining and shopping options nearby. Plus, the world-famous beaches of Anna Maria Island are just a short drive away. Enjoy the perfect blend of comfort, convenience, and coastal living in one of Bradenton’s most desirable communities.

Getting Around

16
WalkingCar-Dependent
18
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

3/10
1/10
W. D. Sugg Middle SchoolGrades 6-81.4 mi
2/10
Bayshore High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters
  • Door features: Outdoor Grill
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 1,854 sqft

Kitchen

  • Features: Stone Counters
  • Level: Second
  • Area: 190
  • Dimensions: 10x19

Living Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 675
  • Dimensions: 25x27

Primary Bedroom

  • Features: Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: Second
  • Area: 320
  • Dimensions: 20x16

Property

Details

  • Parcel number: 5157302109
  • Zoning: PDR/CH
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony,Irrigation System,Lighting,Outdoor Grill,Private Mailbox,Sidewalk,Storage

Lot

  • Lot size: 3.57 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$185$2,220
Property Taxes $655$7,860
Electricity $197$2,366
Total$3,610$43,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,771/yr
40% on housing$108,300/yr
45% on housing$96,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 34209$259
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34209$270
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$524,000
2026-03-14Listed for sale$535,000
2016-05-19Sold$357,337

For Sale by Agent

AgentJessica Batten, SATO REAL ESTATE INC., Cindy Quinn, PA, SATO REAL ESTATE INC.
BrokerageSATO REAL ESTATE INC.

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