See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Stone Ridge Court, Strafford, MO, 65757

5beds
3baths
4,357sqft
$539,900
$124price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

This is an amazing home in Strafford!! Home sits on over 3.5 acres with mature trees that makes for a fantasic private setting. You enter the home and are greeted by a fantastic open concept floor plan wth soaring cathedral ceilings! In this area you have a huge formal dining area, large living room with a gas log fireplace, hand scraped hardwood floors and an amazing completely remodeled kitchen with custom built cabinets double oven range, large walk in pantry, eat-at bar, breakfast area and beautiful granite counter tops. You will love the huge laundry room with built in coat and shoe storage, laundry sink with granite counters. Home has 5 bedrooms and 3 full bathrooms. Basement has a huge open area with huge family room area, wet bar with a granite counter, recreation area and plenty of room for your exercise equipment. Basement has a large bedroom and full bath. What a fantastic shop that measures 30 x 50 feet with 16 foot doors and the car lift is staying! Outside is a huge deck and a covered screened in patio are with a hot tub that is staying. One bedroom is non-conforming as it has no closet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
7/10
Strafford Middle SchoolGrades 5-84.2 mi
10/10
Strafford High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Stucco,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Propane Water Heater,Free-Standing Electric Oven,Microwave,Water Softener Owned,Disposal,Water Filtration
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,French Drain,Bath/Stubbed,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Cathedral Ceiling(s),Internet - Cellular/Wireless,Concrete Counters,Walk-In Closet(s),Walk-in Shower,Wet Bar
  • Door features: Storm Door(s)
  • Window features: Tilt-In Windows,Shutters,Double Pane Windows
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Attic: Partially Floored
  • Finished area below ground: 1,899
  • Finished area above ground: 2,458

Heating & Cooling

  • Heating features: Forced Air,Mini-Splits,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,357
  • Total interior livable area: 4,357 sqft

Property

Details

  • Parcel number: 12903200000002110
  • Other equipment: Radon Mitigation System

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Rear Porch,Covered,Deck,Screened
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 3.54 Acres
  • Features: Cul-De-Sac,Mature Trees,Sloped,Paved,Wooded,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$337$4,044
Property Taxes $220$2,640
Electricity $332$3,992
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 65757$194
Webster County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65757$164
Webster County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$579,900
2015-12-09Sold--

For Sale by Agent

AgentLinda Kensinger
BrokerageAMAX Real Estate

Similar Homes