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262 Chadwick Ln, Iowa City, IA, 52245

5beds
3baths
2,975sqft
$599,000
$201price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

New Construction 5-Bedroom Home with a Walkout Basement. Photos are of a similar property. Estimated Completion is October 2026. Step inside to a bright open-concept floor plan, where vaulted ceilings and large windows fill the space with natural light. The kitchen boasts a large navy island, ample white cabinetry and traditional charm. The dining room provides easy access to a covered deck, offering the perfect space for outdoor dining, morning coffee, or simply enjoying the view of the large private backyard. The primary suite features an ensuite bath, a generous walk-in closet, and direct access to a spacious mudroom/laundry room, adding convenience and functionality to your daily routine Downstairs, the fully finished walkout basement expands the living space and includes a wet bar, 2 bedrooms and a full bathroom. Additional features include a spacious 2.5-car garage, a prime location near schools, parks, and only 10 minutes from downtown Iowa City .

Getting Around

3
WalkingCar-Dependent
23
TransitMinimal Transit
52
BikeBikeable

Schools

4/10
6/10
Iowa City High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: See Remarks

Other

  • Builder name: SHG Builders, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Ceiling Fan(s),Central Air

Features

  • Entrance Foyer,Vaulted Ceiling(s),Kitchen Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,307
  • Finished area above ground: 1,668

Interior Area

  • Total structure area: 2,975
  • Total interior livable area: 2,975 sqft

Property

Details

  • Parcel number: 0907413005
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 8,000 sf

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$255$3,060
Property Taxes $887$10,644
Electricity $221$2,663
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 52245$194
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52245$179
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$599,000
2026-03-20Price change$595,000
2026-02-01Pending sale$98,500
2026-01-02Listed for sale$98,500
2025-12-20Listing removed--
2025-09-21Price change$98,500
2025-08-05Price change$100,000
2023-10-13Listed for sale$89,900

New Construction

AgentGreyson Conlon
BrokerageRobertson Real Estate Inc

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