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192 Raymond St #4, Cambridge, MA, 02140

2beds
2baths
951sqft
$985,000
$1,036price/sqft
$6,020/moest. monthly cost
$240,800/yrincome needed

About This Home

Rarely available modern 2BR/2BA condo in an intimate 8-unit boutique building near Porter Square. This 951 SF home features exposed timber ceilings, steel beam accents, hardwood floors, and an open living/dining layout ideal for living and entertaining. The kitchen offers quartz counters, GE Cafe stainless appliances, white shaker cabinets, and ample storage. The primary suite includes a tiled shower with glass enclosure, while the second full bath offers a tub/shower. Additional features include central A/C, gas forced-air heat, tankless hot water, in-unit W/D, one heated garage space, deeded private storage, and a pet-friendly association. Set on a quiet tree-lined street with easy access to Porter and Davis Squares, the Red Line, Harvard, MIT, shops, cafes, and restaurants. Danehy Park, tennis courts, playgrounds, and green space are all within walking distance. Professionally managed and move-in ready, this home offers modern comfort, distinctive design, and Cambridge convenience.

Getting Around

87
WalkingVery Walkable
68
TransitGood Transit
82
BikeVery Bikeable

Schools

7/10
Peabody SchoolGrades PK-50.2 mi
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Second Floor,In Unit

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Features

  • Finished area above ground: 951
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 951
  • Total interior livable area: 951 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 419012
  • Attached to another structure: Yes
  • Zoning: R7

Features

  • Entry location: Unit Placement(Back)

Parking

  • Total spaces: 1
  • Parking features: Attached,Under,Garage Door Opener,Off Street,Deeded
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$165$1,980
Property Taxes $521$6,252
Electricity $354$4,259
Total$6,020$72,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,400/yr
40% on housing$180,600/yr
45% on housing$160,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,036This listing

vs Other Active Listings

Avg $/sqft

ZIP 02140$611
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02140$892
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$965,000
2026-07-16Listed for sale$985,000
2016-09-01Sold$738,168

For Sale by Agent

AgentThe Elite Team
BrokeragePhoenix Real Estate Partners, LLC

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