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3920 W Ellsworth Rd, Ann Arbor, MI, 48103

3beds
3baths
1,625sqft
$424,000
$261price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Presenting a lovely Cape Cod-style home set on over an acre of serene farmland in Lodi Township, just minutes from downtown Ann Arbor and Saline. This 1,625 sq ft home features three bedrooms and three full bathrooms, including a main-level primary suite, and is full of character and warmth. The kitchen offers a dining area, double oven, and tile backsplash, while an upstairs bedroom has built-ins. Cozy wood-burning fireplaces are found in the family room and basement with brick surround. A welcoming front porch, warm original wood trim and doors, and the full basement awaiting your finishing touches add to the appeal. The home also includes a new roof (2024), detached 2-car garage, and sits in the highly regarded Ann Arbor School District. No HOA, offering privacy and tranquility while remaining close to shopping, dining, University of Michigan football games, and I-94. Move right in!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

10/10
Uriah H. Lawton SchoolGrades K-53.1 mi
9/10
Slauson Middle SchoolGrades 6-84.5 mi
9/10
Pioneer High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Free Standing Refrigerator,Microwave,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Area: 187
  • Dimensions: 11 X 17

Bedroom

  • Level: Second
  • Area: 255
  • Dimensions: 15 X 17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 1,625

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total interior livable area: 1,625 sqft

Kitchen

  • Level: Entry
  • Area: 190
  • Dimensions: 19 X 10

Laundry

  • Level: Basement
  • Area: 180
  • Dimensions: 18 X 10

Living Room

  • Level: Entry
  • Area: 450
  • Dimensions: 30 X 15

Other

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Other

  • Level: Entry
  • Area: 196
  • Dimensions: 14 X 14

Other

  • Level: Basement
  • Area: 40
  • Dimensions: 4 X 10

Primary Bedroom

  • Level: Entry
  • Area: 195
  • Dimensions: 15 X 13

Property

Details

  • Parcel number: M01311400003
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1.11 Acres
  • Lot size dimensions: 150 x 322 x 150 x 322

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Washtenaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$114$1,368
Property Taxes $515$6,180
Electricity $188$2,259
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 48103$265
Washtenaw County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 48103$275
Washtenaw County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-05Price change$449,000
2025-10-18Listed for sale$469,000

For Sale by Agent

AgentCraig Kivi
BrokerageGolden Drake Realty

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