191 Talon Trail, Banner Elk, NC, 28604
About This Home
Your opportunity to step in at the finish line and make it entirely your own. At 191 Talon Trail, the heavy lifting is done — driveway, septic, and well are all in place, and the home is fully framed and ready for interior completion. A builder is in place and prepared to pick up right where the previous owner left off. Please note that a Certificate of Occupancy has not yet been issued. A structural engineer has inspected the home and is actively working to bring all permits current. This is a rare chance to customize a mountain home in Eagles Nest from the inside out, without starting from scratch.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Basement
- Roof: Other,See Remarks
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other,See Remarks
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Fireplace features: Other,See Remarks
- Fireplace: Yes
- Finished area below ground: 1,656
- Finished area above ground: 2,508
Heating & Cooling
- Heating features: Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 4,164
- Total interior livable area: 4,164 sqft
Property
Details
- Parcel number: Portion of 19300083170800000
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1.67 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Hail
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,158 | $169,896 |
| Home Insurance * | $751 | $9,012 |
| Property Taxes | $922 | $11,064 |
| Electricity | $387 | $4,654 |
| Total | $16,218 | $194,616 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $2,800,000 |
| 2020-08-13 | Sold | $155,000 |
| 2016-03-31 | Sold | $100,000 |
View on Zillow