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94 Silver Fox Ridge, Beech Mountain, NC, 28604

4beds
4baths
3,958sqft
$1,550,000
$392price/sqft
$9,131/moest. monthly cost
$365,240/yrincome needed

About This Home

Perched at nearly 5,000 feet with sweeping long-range views, this fully furnished luxury retreat is the ultimate High Country escape — the kind of place where you'll count down the days until your next visit. And when you're not here? It can work for you, too, grossing over $100K annually for the past two years. Step inside and feel the mountain exhale. Soaring tongue-and-groove cathedral ceilings, a warm stone fireplace, and walls of expansive windows frame breathtaking southern views–flooding the space with natural light and the kind of scenery that never gets old. The open floor plan is where this home truly shines — living, dining, and kitchen flow seamlessly together, making it just as easy to host a lively dinner party as it is to sprawl out on the couch with a good book and a mountain view. The chef's kitchen keeps pace beautifully, featuring a farmhouse sink, center island, generous prep space, and a sunny breakfast nook. Slide open the doors to the partially covered wraparound deck, where a porch swing overlooks the views and a firepit table sets the scene for unforgettable evenings under the stars. The main-level primary suite is your personal sanctuary — complete with deck access, a spa-inspired bath with soaking tub, double vanities, and a huge walk-in closet. A second bedroom, full bath, and laundry room round out the main level. Upstairs, is flexible loft for a yoga space, reading nook, or home office, alongside two more bedrooms, and full bath. The lower level is pure fun: a second living room with fireplace, bar area, game space, bunk room, and direct access to a bubbling hot tub. An attached two-car garage and main-level carport make unloading skis, groceries, and luggage effortless. Best of all — built in 2021, this home is essentially worry-free, with modern systems and finishes that require minimal upkeep. Set in a small gated community just 3 miles from Beech Mountain Ski Resort, 4 miles from downtown Banner Elk's shops and restaurants, and just a few miles more to nearby Sugar Mountain Ski Resort, this is the mountain home you've been waiting for. Come for the views. Stay for the lifestyle. Let it earn when you're away.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
5/10
Cranberry Middle SchoolGrades 6-85.7 mi
4/10
Avery County High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Hardboard,Stone,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Range,Gas Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Cathedral Ceiling(s),Furnished,Hot Tub/Spa
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas,Stone,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,222
  • Finished area above ground: 2,736

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Propane
  • Cooling features: Central Air,2 Units

Interior Area

  • Total structure area: 3,958
  • Total interior livable area: 3,958 sqft

Property

Details

  • Parcel number: 18590527361300000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Hot Tub/Spa,Gravel Driveway
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Long Range,Mountain(s)

Lot

  • Lot size: 0.93 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Basement,Driveway,Garage,Two Car Garage,Gravel,Oversized,Porte-Cochere,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,837$94,044
Home Insurance *$416$4,992
Property Taxes $510$6,120
Electricity $368$4,423
Total$9,131$109,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$313,062/yr
40% on housing$273,930/yr
45% on housing$243,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$293
Avery County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$1,550,000
2026-04-01Listed for sale$1,695,000
2025-12-30Listing removed$1,645,000
2025-10-20Price change$1,645,000
2025-09-15Listed for sale$1,695,000
2025-08-30Contingent$1,695,000
2025-06-26Listed for sale$1,695,000
2023-02-23Sold$1,330,000
2023-01-22Contingent$1,300,000
2022-12-17Listed for sale$1,300,000
2022-12-04Contingent$1,300,000
2022-11-23Listed for sale$1,300,000
2021-11-30Sold$800,000

For Sale by Agent

AgentLeslie Eason
BrokerageKeller Williams High Country

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