See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1202 Hi Stirrup Unit 409, Horseshoe Bay, TX, 78657

2beds
2baths
1,248sqft
$119,000
$95price/sqft
$1,063/moest. monthly cost
$42,520/yrincome needed

About This Home

Fabulous opportunity to own in Horseshoe Bay! This 2-bedroom, 2-bath condo with a versatile flex room is ideally located within walking distance of the Slick Rock Clubhouse, driving range, and golf course. Enjoy easy access to Horseshoe Bay Resort amenities—just minutes away by foot, car, or golf cart. Situated in the heart of a golf cart-friendly, dark sky community, this home offers both convenience and charm. The front office/flex space can easily serve as a guest room, adding to the home’s flexibility. Located in The Oaks HOA, with condo documents available for review. 1202 Hi Stirrup #409 features a private balcony shaded by a beautiful tree, providing natural privacy and a peaceful outdoor retreat. Best of all, there’s no yard work to worry about—the HOA covers all landscaping. The unit also includes designated covered parking conveniently located right outside the front entry.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Llano Junior High SchoolGrades 6-822.5 mi
6/10
Llano High SchoolGrades 9-1222.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Mixed

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Electric Range,Refrigerator

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Electric Dryer Hookup,Study/Home Office,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Second

Laundry

  • Features: Electric Dryer Hookup,Washer Hookup
  • Level: Second

Living Room

  • Level: Second

Office

  • Level: Second

Primary Bedroom

  • Features: Full Bath,Walk-In Closet(s)
  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 30934
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Balcony,Exterior Steps,Gutters Full
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 1,184 sqft
  • Features: Sloped Down

Parking

  • Parking features: Attached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$97$1,164
Property Taxes $127$1,524
Electricity $238$2,859
Total$1,063$12,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,445/yr
40% on housing$31,890/yr
45% on housing$28,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$491
Llano County$416

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$119,000
2026-07-24Contingent$119,000
2026-06-11Price change$119,000
2026-05-18Listed for sale$149,000

For Sale by Agent

AgentJulie Hruska
BrokerageeXp Realty, LLC

Similar Homes