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975 Clay Lick Rd, Jeffersonville, KY, 40337

2beds
2baths
1,100sqft
$205,000
$186price/sqft
$1,597/moest. monthly cost
$63,880/yrincome needed

About This Home

Welcome to your own slice of Kentucky paradise! Nestled on 3.5 beautifully maintained acres, this charming 2 bedroom, 2 bath home offers approximately 1,100 square feet of comfortable living with the warmth and character of a log cabin. Step inside to find an inviting open concept floor plan featuring gorgeous wood walls and ceilings, a spacious kitchen with ample cabinetry and generous counter space, and a cozy living area that's perfect for relaxing or entertaining. The primary suite offers a private retreat, while the second bedroom and full bath provide comfortable accommodations for family or guests. Outside, enjoy peaceful mornings and relaxing evenings from the covered front porch overlooking the scenic countryside. The fenced backyard provides plenty of room for pets, gardening, or hobby farming, while the impressive barn is ideal for livestock, equipment storage, a workshop, or recreational use. With beautiful views, a peaceful setting, and plenty of space to enjoy the outdoors, this move in ready property offers the perfect blend of country charm and everyday comfort. Whether you're looking for a full time residence or a quiet getaway, this property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Camargo Elementary SchoolGrades PK-55.9 mi
7/10
McNabb Middle SchoolGrades 6-89.7 mi
7/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0540000079.42

Features

  • Levels: One
  • Fencing: Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 3.50 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$221$2,652
Property Taxes $186$2,232
Electricity $154$1,850
Total$1,597$19,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,754/yr
40% on housing$47,910/yr
45% on housing$42,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 40337$131
Montgomery County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40337$131
Montgomery County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$205,000
2026-08-03Listed for sale$205,000

For Sale by Agent

AgentJoshua A Davis
BrokerageThe Agency

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