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5629 Via Toscana, Ocean Springs, MS, 39564

5beds
4baths
3,139sqft
$639,000
$204price/sqft
$4,723/moest. monthly cost
$188,920/yrincome needed

About This Home

Situated in the highly sought-after Toscana subdivision in Ocean Springs, a favorite for its charm, privacy, and convenient location, this spacious 5-bedroom, 3.5-bath home is ideal for buyers needing more room to live, work, and entertain. Designed with both comfort and function in mind, the home features soaring ceilings, upscale finishes, and flexible living spaces throughout. The open-concept kitchen flows seamlessly into a spacious great room with a modern fireplace. The main level offers formal dining room, and a luxurious primary suite with walk-in closets, along with two additional bedrooms and a full bath--perfect for multi-generational living or guests. Upstairs includes two generously sized bedrooms, a full bath, and versatile bonus space ideal for a media room, playroom, or additional workspace. Step outside to enjoy a screened porch and full outdoor kitchen overlooking a private, fenced backyard--perfect for relaxing or entertaining year-round. Additional highlights include an oversized garage, abundant storage, energy-efficient insulation, and professional landscaping. Located within top-rated schools and just minutes from the hospital, Highway 90, and I-10, this home delivers the space and lifestyle today's buyers are looking for. Additionally property has an EV/Tesla Charger.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Ocean Springs Up EleGrades 4-62.7 mi
9/10
10/10
Ocean Springs High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Cooktop
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Open Floorplan,Soaking Tub
  • Flooring: Vinyl,Carpet
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,139
  • Total interior livable area: 3,139 sqft

Property

Details

  • Parcel number: 61474050.100

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard,See Remarks

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Tornado
Cold Wave
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance *$845$10,140
Property Taxes $356$4,272
Electricity $291$3,502
Total$4,723$56,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,931/yr
40% on housing$141,690/yr
45% on housing$125,946/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$679,000
2026-03-02Listed for sale$699,000
2019-06-28Sold--

For Sale by Agent

AgentAllen A Stanfield
BrokerageRain Residential

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