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21710 McGilvray Rd, Bend, OR, 97702

4beds
2baths
1,494sqft
$475,000
$318price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

This hard to find small acreage property is located in SE Bend near Caldera High School. This 3.4 acre homesite is mostly flat and has peek a boo Cascade Mountain View's from the top of a beautiful rock outcropping. The manufactured home features 4 bedrooms and 2 baths with a large semi enclosed garage and a huge enclosed storage in back. There is RV Parking including an RV Hookup and RV Dump station. There's plenty of room for all your toys.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Caldera High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Primary Downstairs
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Property

Details

  • Parcel number: 112090
  • Zoning description: EFUTRB
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Deck,Front Porch,Wrap Around
  • Exterior features: RV Dump,RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Neighborhood
  • Horses can be raised: Yes

Lot

  • Lot size: 3.40 Acres
  • Features: Native Plants,Sprinkler Timer(s),Sprinklers In Front

Parking

  • Parking features: Detached Carport,Gravel,No Garage,RV Access/Parking,Storage,Other
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$92$1,104
Property Taxes $599$7,188
Electricity $176$2,119
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$421
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$475,000
2025-07-23Price change$550,000
2025-07-12Listed for sale$650,000
2014-06-30Sold$160,000
2013-02-14Sold$24,000
2012-09-04Sold$24,000

For Sale by Agent

AgentTammy Caruso
BrokerageeXp Realty, LLC

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