




2768 Ridgeview Dr, Palo, IA, 52324
About This Home
Welcome home to this charming ranch nestled in a welcoming, family-friendly neighborhood that offers the best of both worlds—a peaceful, small-town atmosphere with the convenience of Cedar Rapids just minutes away. Located within the Cedar Rapids Kennedy High School district, this home is ideal for those seeking comfort, community, and everyday convenience. The inviting main level features a spacious living area with a cozy fireplace, three bedrooms, two full baths, and convenient main-floor laundry. Luxury vinyl plank flooring flows through the kitchen, which offers a pantry, ample cabinet space, and all appliances included, making it move-in ready from day one. The primary suite includes a walk-in closet and a private bath with a one-piece shower. The finished lower level provides outstanding additional living space, complete with a wet bar, a fourth bedroom, a full bath, and plenty of storage, making it perfect for entertaining, guests, or a growing household. Step outside to enjoy the treated wood deck and patio overlooking the fenced backyard, offering a great space for relaxing, gardening, or spending time with family and pets. With its thoughtful layout, desirable location, and comfortable indoor and outdoor living spaces, this home is ready to welcome its next owners. Property Improvements: - Finished Basement - 2022 - Pantry - 2021
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Concrete
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Linoleum / Vinyl
- Fireplace: Yes
Heating
- Heating features: Other
Interior Area
- Total interior livable area: 2,445 sqft
Property
Details
- Parcel number: 123017800600000
Features
- Exterior features: Other
Lot
- Lot size: 0.27 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,108 | $25,296 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $508 | $6,096 |
| Electricity | $182 | $2,188 |
| Total | $2,981 | $35,772 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $417,000 |
