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2768 Ridgeview Dr, Palo, IA, 52324

4beds
3baths
2,445sqft
$417,000
$171price/sqft
$2,981/moest. monthly cost
$119,240/yrincome needed

About This Home

Welcome home to this charming ranch nestled in a welcoming, family-friendly neighborhood that offers the best of both worlds—a peaceful, small-town atmosphere with the convenience of Cedar Rapids just minutes away. Located within the Cedar Rapids Kennedy High School district, this home is ideal for those seeking comfort, community, and everyday convenience. The inviting main level features a spacious living area with a cozy fireplace, three bedrooms, two full baths, and convenient main-floor laundry. Luxury vinyl plank flooring flows through the kitchen, which offers a pantry, ample cabinet space, and all appliances included, making it move-in ready from day one. The primary suite includes a walk-in closet and a private bath with a one-piece shower. The finished lower level provides outstanding additional living space, complete with a wet bar, a fourth bedroom, a full bath, and plenty of storage, making it perfect for entertaining, guests, or a growing household. Step outside to enjoy the treated wood deck and patio overlooking the fenced backyard, offering a great space for relaxing, gardening, or spending time with family and pets. With its thoughtful layout, desirable location, and comfortable indoor and outdoor living spaces, this home is ready to welcome its next owners. Property Improvements: - Finished Basement - 2022 - Pantry - 2021

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
7/10
Harding Middle SchoolGrades 6-88.9 mi
3/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 2,445 sqft

Property

Details

  • Parcel number: 123017800600000

Features

  • Exterior features: Other

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,108$25,296
Home Insurance *$183$2,196
Property Taxes $508$6,096
Electricity $182$2,188
Total$2,981$35,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,205/yr
40% on housing$89,430/yr
45% on housing$79,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 52324$217
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52324$208
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$417,000

For Sale by Owner

AgentProperty Owner

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