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697 Sugar Leaf Ln, Soddy Daisy, TN, 37379

5beds
4baths
4,260sqft
$875,000
$205price/sqft
$6,745/moest. monthly cost
$269,800/yrincome needed

About This Home

Thoughtfully designed with room for everyone, this exceptional home showcases plantation shutters, a beautifully designed primary closet, distinctive craftsmanship, and thoughtful details you'll appreciate the moment you walk in. The fully finished walk-out basement offers its own garage, kitchenette, full bath, flexible bedroom or office, and a hidden safe room concealed behind a built-in bookshelf. Outside, professionally designed landscaping with French drains, an irrigation system, and stunning views creates a private, low-maintenance retreat. A massive screened porch extends your living space outdoors, making it the perfect place to relax or entertain. Just 2 minutes from Holly Circle Park, you'll enjoy easy access to the picnic area and boat ramp. Enjoy generous living spaces, abundant storage, and seamless indoor-outdoor living designed for everyday comfort. This is a home that truly must be experienced in person.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Soddy Elementary SchoolGrades PK-51.2 mi
5/10
7/10
Soddy Daisy High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Gas Range,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Soaking Tub,Storage,Wet Bar,Walk-In Closet(s),Separate Shower,En Suite,Separate Dining Room
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 4,260

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,260
  • Total interior livable area: 4,260 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 049i B 007

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Front Porch,Porch - Screened
  • Exterior features: Courtyard,Private Yard,Rain Gutters
  • Fencing: Back Yard

Lot

  • Lot size: 2.30 Acres
  • Features: Back Yard
  • Lot size dimensions: --

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Off Street,Garage Faces Front,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance $170$2,040
Property Taxes $1,805$21,660
Electricity $346$4,153
Total$6,745$80,940

Income You'd Need if You Spent...

35% on housing$231,257/yr
40% on housing$202,350/yr
45% on housing$179,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$185
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$875,000
2026-07-01Listed for sale$889,000
2022-05-06Sold$820,000
2022-04-02Contingent$845,000
2022-03-30Price change$845,000
2022-03-26Listed for sale$885,000
2021-03-24Listing removed--
2020-09-01Sold$485,000
2020-05-23Listed for sale$490,000
2019-07-26Sold$451,000

For Sale by Agent

AgentGrace Edrington
BrokerageBerkshire Hathaway HomeServices J Douglas Properties

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