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6860 Cooley Rd, Ooltewah, TN, 37363

3beds
3baths
2,300sqft
$675,000
$293price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

Nestled in the serene landscapes just outside town, this exquisite property offers a perfect blend of luxury and tranquility. Sprawling across generous acreage, the home boasts 3 bedrooms and 2.1 baths, providing ample space for comfort and relaxation. The heart of this residence is its stunning sunroom, where you can soak up natural light while enjoying views of the picturesque surroundings. For those who relish outdoor living, an inviting heated in-ground pool awaits, promising endless hours of fun and leisure throughout the seasons. Adjacent to it lies a cozy firepit area--a perfect spot for evening gatherings under the stars. In addition, located on the property is a dog run. After a long day, unwind in your private infrared sauna--an oasis designed for ultimate relaxation right at home (over $20K). Or enjoy your very own bed swing on your wrap-around porch. Additionally, peace of mind comes standard with a Generac generator (over $10K) installed on-site, ensuring uninterrupted power during any occasion for the entire home. Meticulously maintained and thoughtfully designed for both entertainment and retreat-like seclusion, this exceptional home is more than just a place to live--it's an experience waiting to be embraced. Don't miss your opportunity to own this slice of paradise; schedule your visit today! Buyer to verify and all information they deem important.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Hunter Middle SchoolGrades 6-89.3 mi
3/10
Central High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,Open Floorplan,Pantry,Primary Downstairs,Sauna,Separate Shower
  • Window features: Vinyl Frames
  • Flooring: Bamboo,Tile
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 069 031.14
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Diving Board,Fenced,Heated,In Ground,Outdoor Pool
  • Patio & porch: Covered,Deck,Patio,Wrap Around,Porch - Covered
  • Exterior features: Dog Run,Fire Pit,Garden,Other,Private Yard
  • Has spa: Yes
  • Spa features: Heated,In Ground

Lot

  • Lot size: 2.24 Acres
  • Features: Back Yard,Front Yard,Garden,Level,Sprinklers In Front,Sprinklers In Rear,Rural
  • Lot size dimensions: 688 x 140

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $187$2,244
Property Taxes $629$7,548
Electricity $186$2,242
Total$4,415$52,980

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$212
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$675,000
2026-05-11Contingent$675,000
2026-05-07Listed for sale$675,000

For Sale by Agent

AgentDonna L Darnes
BrokerageCrye-Leike REALTORS

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