See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

820 Milton St, Oakland, CA, 94607

3beds
2baths
900sqft
$499,000
$554price/sqft
$4,010/moest. monthly cost
$160,400/yrincome needed

About This Home

Will cooperate with broker. Completely remodeled house. New sewage line, copper pipes, roof, HVAC heater, outside paint, inside paint, floors, kitchen, appliances, bathrooms. Nice sized fenced in back and side yard with fig and lemon trees. Offstreet parking for two cars. Nice tree lined street with beautiful restored Victorian homes. Se habla español. Some owner financing might be possible.

Getting Around

93
WalkingWalker's Paradise
71
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

3/10
2/10
McClymonds High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Laminate

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 356

Features

  • Exterior features: Wood

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$154$1,848
Property Taxes $935$11,220
Electricity $398$4,786
Total$4,010$48,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,485/yr
40% on housing$120,300/yr
45% on housing$106,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 94607$288
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94607$429
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$499,000
2026-03-12Listing removed--
2026-02-22Listed for sale$400,000
2024-10-01Listing removed$3,200
2024-09-11Listed for rent$3,200
2001-11-08Sold$130,000

For Sale by Owner

AgentProperty Owner

Similar Homes