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881 21st St, Oakland, CA, 94607

3beds
1baths
1,232sqft
$474,900
$385price/sqft
$3,592/moest. monthly cost
$143,680/yrincome needed

About This Home

Charming 3-Bedroom Home with Historic Character and Modern Comforts Step into timeless charm with this beautifully preserved 3-bedroom, 1-bath home, originally built in 1891. Featuring rich wood flooring and an open-concept kitchen, this residence blends historic character with modern living. The spacious layout is filled with natural light, offering warm and inviting living spaces throughout. Downstairs, you'll find a convenient garage located directly beneath the homeideal for parking, storage, or a future workshop. Whether you're enjoying the classic architectural details or entertaining in the open kitchen, this home offers comfort and style in every corner. Perfect for buyers seeking character, charm, and a unique place to call home. Don't miss this rare opportunity to own a piece of history!

Getting Around

90
WalkingVery Walkable
73
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

3/10
2/10
McClymonds High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters

Property

Details

  • Parcel number: 3312
  • Zoning description: r1
  • Special condition: Real Estate Owned

Features

  • Exterior features: Balcony

Lot

  • Lot size: 1,916 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$147$1,764
Property Taxes $646$7,752
Electricity $398$4,786
Total$3,592$43,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,154/yr
40% on housing$107,760/yr
45% on housing$95,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 94607$288
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94607$429
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-09-26Sold$947,200
2024-05-08Listing removed$710,000
2024-05-02Listing removed--
2024-04-11Listed for rent$2,500
2024-01-24Listed for sale$710,000
2023-12-27Listing removed--
2023-11-27Listed for sale$725,000
2021-06-16Sold$600,000
2021-05-10Pending sale$750,000
2021-04-12Listed for sale$750,000
2013-06-20Listing removed$2,200
2013-04-20Listed for rent$2,200
2010-04-19Sold$120,000
2003-05-06Sold$310,000
2002-09-13Sold$180,000
2000-08-25Sold$150,000

Unknown Listed By

AgentTravis Azevedo
BrokerageA 2 Z Homes, Inc.

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