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1032 Peralta St, Oakland, CA, 94607

4beds
4baths
2,875sqft
$750,000
$261price/sqft
$5,547/moest. monthly cost
$221,880/yrincome needed

About This Home

Step back in time with this beautifully preserved Victorian duplex in the heart of West Oakland. Built in 1883, this stately two-story home offers timeless architectural charm paired with modern potential. Featuring two spacious units totaling approximately 2,875 sq ft, this property includes four bedrooms and four bathrooms, providing plenty of space for multi-generational living, rental income, or a live-work setup.The classic exterior showcases period details that reflect the rich history of Oakland's early neighborhoods. Inside, you'll find high ceilings, large windows, and generous layouts ready to be reimagined with your personal touch. Situated on a 3,850 sq ft lot, the property also offers a private outdoor area perfect for a garden, patio, or future expansion.Located near BART, major freeways, and the vibrant restaurants and shops of West Oakland and Downtown, this home combines convenience with character. Whether you're looking to invest, restore, or occupy, 1032 Peralta Street presents a rare opportunity to own a piece of Oakland's history while creating a bright future.

Getting Around

81
WalkingVery Walkable
67
TransitGood Transit
99
BikeBiker's Paradise

Schools

3/10
Prescott ElementaryGrades K-50.1 mi
3/10
2/10
McClymonds High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1883

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Air Conditioning

Interior Area

  • Total structure area: 2,875
  • Total interior livable area: 2,875 sqft

Property

Details

  • Parcel number: 49125
  • Special condition: In Foreclosure

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,850 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$232$2,784
Property Taxes $907$10,884
Electricity $616$7,398
Total$5,547$66,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,182/yr
40% on housing$166,410/yr
45% on housing$147,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 94607$288
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94607$429
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2013-10-23Sold$165,000
2001-02-16Sold$311,500

Unknown Listed By

AgentChristopher Rubio
BrokerageExp Commercial of California, Inc.

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