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663 25th St, Oakland, CA, 94612

4beds
3baths
1,725sqft
$655,000
$380price/sqft
$5,371/moest. monthly cost
$214,840/yrincome needed

About This Home

Well priced and well-maintained Victorian showcasing timeless charm with high ceilings, abundant natural light, and spacious living and dining areas. Features include under-staircase storage and thoughtful layout throughout. Lower level offers a kitchen with ample storage, living and dining areas, a primary suite with en-suite bath, second bedroom, full bath with in-unit washer/dryer. Upper level includes two well-sized bedrooms with generous closet space, a full bath, and a separate reading/study room. Ideal commuter location—minutes to freeways, and close to Downtown Oakland, Emeryville, and Berkeley. Conveniently located near parks and shopping.

Getting Around

95
WalkingWalker's Paradise
75
TransitExcellent Transit
88
BikeVery Bikeable

Schools

2/10
Westlake Middle SchoolGrades 6-80.6 mi
2/10
McClymonds High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Composition Shingles,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,In Unit,Common Area

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Window Coverings
  • Flooring: Hardwood,Tile,Carpet,Engineered Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Individual Rm Controls,Wall Furnace
  • Cooling features: Ceiling Fan(s),No Air Conditioning

Interior Area

  • Total structure area: 1,725
  • Total interior livable area: 1,725 sqft

Kitchen

  • Features: Tile Counters,Dishwasher,Disposal,Gas Range/Cooktop,Refrigerator

Property

Details

  • Parcel number: 008067702600
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 5,000 sqft
  • Features: Level,Premium Lot,Back Yard,Front Yard,Side Yard,Yard Space

Parking

  • Total spaces: 3
  • Parking features: Carport,Parking Spaces,RV/Boat Parking,Deck,No Garage
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$567$6,804
Property Taxes $1,094$13,128
Electricity $398$4,786
Total$5,371$64,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,148/yr
40% on housing$161,130/yr
45% on housing$143,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 94612$331
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94612$244
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$655,000
2026-03-28Listed for sale$695,000

For Sale by Agent

AgentTracy Saephan
BrokerageExp Realty Of California, Inc

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