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533 31st St, Oakland, CA, 94609

5beds
3baths
2,701sqft
$799,000
$296price/sqft
$5,726/moest. monthly cost
$229,040/yrincome needed

About This Home

Welcome to 533 31st Street — a rare North Oakland opportunity in the heart of the vibrant Pill Hill district! This versatile property delivers the perfect blend of classic charm, modern flexibility, and income-producing potential. The front residence features a spacious 3-bedroom, 2-bath layout with timeless character and functional living space, while the detached rear ADU, newly built in 2019, offers a stylish 2-bedroom, 1-bath setup ideal for extended family, guests, rental income, or multi-generational living. Need extra space? The finished basement adds valuable bonus space perfect for a home office, gym, media room, creative studio, or potential guest quarters. Endless possibilities await! Located in one of Oakland’s most connected neighborhoods, you’re just minutes from Downtown Oakland, Emeryville, BART, major freeways, shopping, restaurants, cafes, and everyday conveniences. A commuter’s dream with urban energy right outside your door. Whether you're an owner-occupant looking to offset your mortgage, an investor searching for strong rental potential, or a buyer seeking flexible living options — this property checks all the boxes. Live Smart. Earn More. Build Wealth in Oakland. Don’t miss your chance to own this unique multi-space property in one of Oakland’s hottest neighborhoods. Opportunities like this don’t come around often!

Getting Around

94
WalkingWalker's Paradise
68
TransitGood Transit
98
BikeBiker's Paradise

Schools

4/10
Hoover Elementary SchoolGrades K-50.4 mi
2/10
Westlake Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1903

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor,A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,701
  • Total interior livable area: 2,701 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 970849
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Back Yard

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$139$1,668
Property Taxes $968$11,616
Electricity $579$6,950
Total$5,726$68,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,320/yr
40% on housing$171,780/yr
45% on housing$152,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 94609$553
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94609$769
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$799,000
2026-06-22Price change$849,000
2026-05-15Listed for sale$899,000
2023-03-10Listing removed--
2023-02-18Listed for rent$4,200
2019-03-22Sold$661,000

For Sale by Agent

AgentJe'an Eason
BrokerageMain Source Real Estate

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