389 Belmont St APT 103, Oakland, CA, 94610
About This Home
Move-in ready condo in the sought-after Belmont Staten, just moments from the shores of Lake Merritt in Oakland’s desirable Adams Point neighborhood. Walk to the Saturday Grand Lake Farmers Market, grab coffee on Grand Avenue, enjoy dinner along Lakeshore, and end your day with sunset strolls around Lake Merritt—all from the comfort of your secure Adams Point home. Offering approximately 900 square feet of thoughtfully designed living space, this inviting residence features a spacious living room with a cozy fireplace, a large private balcony with peekaboo views of Lake Merritt and the Oakland Hills, and an updated kitchen with stone countertops. Fresh interior paint and modern light fixtures create a bright, welcoming atmosphere throughout. The spacious primary suite offers generous closet space and an en suite bath, while the in-unit stacked washer and dryer provide everyday convenience. Additional highlights include secure garage parking, guest parking, a secured lobby, and HOA dues that cover water, elevator service, and common area maintenance. Perfectly positioned near Lake Merritt, Grand Lake, Lakeshore Avenue’s vibrant restaurants and boutiques, local cafés, weekly farmers markets, public transportation, and convenient freeway access, this turnkey home offers an exceptional blend of comfort, convenience, and the best of Oakland’s urban lifestyle.
Getting Around
Walker's Paradise
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Existing
- Year built: 1983
Materials
- Roof: Unknown
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator,Washer,Washer/Dryer Stacked
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator,Updated Kitchen
- Flooring: Laminate,Tile,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Radiant
- Cooling features: None
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Features: Stone Counters,Dishwasher,Disposal,Microwave,Range/Oven Free Standing,Refrigerator,Updated Kitchen
Property
Details
- Parcel number: 1077623
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.49 Acres
- Features: Level,No Yard
Parking
- Total spaces: 1
- Parking features: Attached,Direct Access,Assigned,Private,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,113 | $25,356 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $764 | $9,168 |
| Electricity | $398 | $4,786 |
| Total | $3,354 | $40,248 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $406,000 |
| 2026-07-22 | Price change | $418,000 |
| 2026-07-07 | Price change | $439,000 |
| 2026-05-27 | Listed for sale | $468,000 |
| 2026-04-29 | Sold | $209,000 |
| 2026-02-17 | Price change | $449,000 |
| 2026-02-03 | Listed for sale | $505,000 |
| 2006-11-01 | Sold | $485,000 |
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