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427 Lagunitas Ave APT 305, Oakland, CA, 94610

1beds
1baths
643sqft
$479,000
$745price/sqft
$3,498/moest. monthly cost
$139,920/yrincome needed

About This Home

Welcome to 427 Lagunitas Avenue #305, a charming 1-bedroom, 1-bathroom condominium ideally situated in one of Oakland's most convenient locations near vibrant Lake Merritt. This inviting residence offers comfortable urban living with a private balcony, providing the perfect space to enjoy your morning coffee, unwind after a long day, or take in the surrounding neighborhood atmosphere. Inside, the thoughtfully designed floor plan creates an efficient and functional living environment with abundant natural light and a welcoming feel throughout. The spacious bedroom provides a peaceful retreat, while the open living and dining area offers versatility for both everyday living and entertaining. Located just moments from Lake Merritt, enjoy easy access to scenic walking paths, parks, shopping, dining, local cafes, public transportation, and all the energy of Oakland's thriving downtown amenities. Whether you're a first-time buyer, investor, or looking for a centrally located low-maintenance home, this condominium presents an exceptional opportunity to enjoy convenience, comfort, and one of Oakland's most desirable lifestyle locations. Experience easy Bay Area living close to Lake Merritt, commuter routes, and everything Oakland has to offer.

Getting Around

99
WalkingWalker's Paradise
53
TransitGood Transit
86
BikeVery Bikeable

Schools

2/10
Westlake Middle SchoolGrades 6-80.7 mi
8/10

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Skylight(s)
  • Flooring: Tile,Wood

Interior Area

  • Total structure area: 643
  • Total interior livable area: 643 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 010078004500
  • Special condition: Other

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 1
  • Parking features: Other,Independent

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$91$1,092
Property Taxes $587$7,044
Electricity $398$4,786
Total$3,498$41,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,931/yr
40% on housing$104,940/yr
45% on housing$93,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$745This listing

vs Other Active Listings

Avg $/sqft

ZIP 94610$473
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94610$784
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$479,000
2017-11-03Sold$495,000
2017-10-01Pending sale$449,000
2017-09-22Listed for sale$449,000
2015-06-23Sold$450,000
2015-05-24Listed for sale$375,000
1998-08-07Sold$75,000

For Sale by Agent

AgentJeff J. Appenrodt
BrokerageLaurel Realty & Investment

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