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398 Adams St APT 104, Oakland, CA, 94610

1beds
1baths
750sqft
$199,000
$265price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Spacious 750 sq ft (per public record), one-bedroom, one-bath condo featuring an open floor plan with floor-to-ceiling windows that open out to a courtyard. Additional features include deeded parking in an enclosed, gated garage and laundry located on the same floor. This Adams Point condo has Building Compliance of the Sewer Lateral and SB-326 Deck requirements. Conveniently situated near Whole Foods, Lake Merritt, and the vibrant shops and restaurants of Grand Avenue.

Getting Around

84
WalkingVery Walkable
60
TransitGood Transit
73
BikeVery Bikeable

Schools

2/10
Westlake Middle SchoolGrades 6-80.4 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1966

Materials

  • Construction materials: Siding - Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Window Coverings
  • Flooring: Laminate,Linoleum
  • Fireplace features: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Features: Laminate Counters, Electric Range/Cooktop, Oven Built-in

Property

Details

  • Parcel number: 1078928
  • Special condition: Standard

Features

  • Levels: One Story,One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Below Building Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$38$456
Property Taxes $267$3,204
Electricity $398$4,786
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 94610$476
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94610$784
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$199,000
2016-06-06Sold$420,000
2016-05-04Listed for sale$405,000
2006-02-28Sold$317,000
2002-03-14Sold$187,000
2001-07-20Sold$162,000

For Sale by Agent

AgentShannon Prokup
BrokerageRed Oak Realty

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