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360 Vernon St APT 100, Oakland, CA, 94610

1beds
1baths
601sqft
$289,000
$481price/sqft
$2,354/moest. monthly cost
$94,160/yrincome needed

About This Home

Condominium in Oakland's desirable Adams Point neighborhood. The open floor plan features a kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar overlooking the living and dining areas. Abundant natural light creates a comfortable and inviting living space.The spacious bedroom offers ample closet space, while the private patio provides a relaxing outdoor retreat surrounded by mature landscaping. Additional features include garage parking, a dedicated storage unit, elevator access, and community laundry facilities.Conveniently located near Lake Merritt, parks, restaurants, shopping, downtown Oakland, BART, and major commuter routes. HOA dues include water, sewer, garbage, hazard insurance, security services, garage parking, elevator access, and community laundry facilities.

Getting Around

81
WalkingVery Walkable
59
TransitGood Transit
70
BikeVery Bikeable

Schools

2/10
Westlake Middle SchoolGrades 6-80.4 mi
8/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Residential

Interior

Appliances

  • Appliances included: F/S Range/Oven,Built In Range/Oven,Electric Appliances,Disposal,Dishwasher,Refrigerator
  • Laundry features: Utility Room

Basement

  • Area: 0

Bathroom

  • Features: Tub/Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 601
  • Total interior livable area: 601 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 10790441

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed

Lot

  • Lot size: 1 sqft
  • Features: Urban

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$55$660
Property Taxes $440$5,280
Electricity $398$4,786
Total$2,354$28,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,708/yr
40% on housing$70,620/yr
45% on housing$62,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 94610$475
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94610$784
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$289,000
2026-06-16Listed for sale$298,000
2026-05-01Sold$210,000
2026-04-21Pending sale$205,000
2026-03-23Listed for sale$205,000
2004-06-30Sold$220,000

For Sale by Agent

AgentBabak Nikooei
BrokerageBabak Nikooei, Broker

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