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515 Homestead Trl, Challis, ID, 83226

4beds
3baths
3,132sqft
$724,900
$231price/sqft
$4,167/moest. monthly cost
$166,680/yrincome needed

About This Home

This 3132 sq ft 4 bedroom 3 bath Ranch style home with a walk out basement, sitting on 5.33 acres is a beautiful mini Ranchette. This lovely home sits on a hill overlooking the valley and Salmon River. There are 2 fully covered decks with a piped in gas grill to enjoy all year along with the views of the Red Bluffs and the Salmon River coming around the bend. The colors in spring and fall are phenomenal. The main living area has everything you need on one level. The open living room and beautiful kitchen with breakfast bar provides room for gathering as well as a special dining area. There is a full laundry room with an extra sink, a nice guest bedroom, another bathroom and an office. The master bedroom has a walk in closet, full bath with separate shower and a sliding glass door that leads to the upper deck. The walkout basement has access to the covered lower deck with a built in bar and barbecue area. It has a large family room, wood stove, two bedrooms and a full bathroom for family or company. Last but not least there is a large craft room and another special room for his guns and fishing STUFF. The outside is just as beautiful as the inside with beautiful landscaping, a fire pit, above ground swimming pool and so much more including water shares and outbuildings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Challis Elementary SchoolGrades PK-64.8 mi
1/10
Challis Jr-Sr High SchoolGrades 7-124.8 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Primary Exterior Material: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Exhaust Fan,Vented Exhaust Fan,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar,Formal Dining Room,Master Downstairs,Master Bath,Office,Pantry
  • Flooring: Linoleum,Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: 2,Free Standing,Pellet Stove,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,566
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: None,See Remarks

Interior Area

  • Total structure area: 3,132
  • Total interior livable area: 3,132 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Lower,Main

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: RP000150000270
  • Zoning description: Custer-Residential
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: 3+,Covered,Deck,Patio
  • Exterior features: Barbecue
  • Fencing: Metal
  • Has view: Yes
  • View description: Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5.33 Acres
  • Features: Livestock Permitted,Level,Low Traffic,Near Stream/River,Established Lawn,Many Trees,Flower Beds,Sprinkler-Auto

Parking

  • Total spaces: 2
  • Parking features: 2 Stalls,Attached,Garage Door Opener,Circular Driveway,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Strong Wind
Wildfire
Heat Wave

FEMA Declared Disasters in Custer County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $174$2,088
Property Taxes $137$1,644
Electricity $191$2,297
Total$4,167$50,004

Income You'd Need if You Spent...

35% on housing$142,868/yr
40% on housing$125,010/yr
45% on housing$111,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 19.5%
19.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 83226$122
Custer County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 83226
Custer County$330

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$724,900

For Sale by Agent

AgentLisa Benson
BrokerageA Dream Away Realty

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