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3520 Harrison St, Oakland, CA, 94611

2beds
3baths
1,708sqft
$850,000
$498price/sqft
$5,948/moest. monthly cost
$237,920/yrincome needed

About This Home

PRICE REDUCTION! Fully renovated 2-bedroom, 2.5-bath home (plenty of room to add a 3rd or 4th bedroom) with 1,708 sq ft of modern living near Grand Lake & Piedmont Avenue. This beautifully updated residence features a bright, open floor plan with abundant natural light—ideal for both entertaining and everyday living. The brand-new kitchen anchors the main level with modern finishes, ample cabinetry, and a clean, contemporary design. A convenient half bath on the main level is perfect for guests. Upstairs, both bedrooms are thoughtfully located for privacy. The primary bedroom has its own dedicated bathroom with a walk-in shower, offering comfort and convenience. The second bedroom is located just steps from the upstairs hall bathroom featuring a beautiful soaking tub, ideal for guests or family use. Recent renovations include a new roof, new kitchen, and fully updated bathrooms, delivering peace of mind and true move-in-ready appeal. Situated on a quiet street just minutes from Grand Lake, Piedmont Avenue, cafes, dining, and shopping, this home offers an ideal blend of lifestyle, location, and modern Oakland living, with easy access to downtown and major freeways. Property Highlights: • 2 Bedrooms | 2.5 Bathrooms (room for a 3rd bedroom) • 1,708 Sq Ft of living space • All bedrooms located upstairs • Dedicated primary bathroom with walk-in shower • Upstairs hall bathroom with soaking tub • Brand-new kitchen & bathrooms • New roof • Open-concept layout with great natural light • Prime location near Grand Lake & Piedmont Ave

Getting Around

86
WalkingVery Walkable
55
TransitGood Transit
69
BikeBikeable

Schools

2/10
Westlake Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Year built: 1895

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,708 sqft

Property

Details

  • Parcel number: 0100812013
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,788 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$222$2,664
Property Taxes $1,030$12,360
Electricity $398$4,786
Total$5,948$71,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,931/yr
40% on housing$178,440/yr
45% on housing$158,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 94611$522
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94611$662
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$850,000
2026-04-15Price change$900,000
2026-04-08Price change$949,000
2026-03-24Price change$950,000
2026-03-03Price change$999,000
2026-02-16Price change$1,050,000
2026-01-26Price change$1,150,000
2025-12-30Listed for sale$1,200,000
2025-06-17Sold$420,000
2024-12-19Pending sale$650,000
2024-12-12Listed for sale$650,000
2024-11-25Pending sale$650,000
2024-09-10Price change$650,000
2024-09-03Pending sale$750,000
2024-08-09Listed for sale$750,000
2024-08-08Pending sale$750,000
2024-08-02Price change$750,000
2024-06-17Pending sale$899,950
2024-04-22Listed for sale$899,950
2024-03-07Listing removed$949,500
2024-02-23Listed for sale$949,500
2024-02-15Pending sale$949,500
2024-01-09Listed for sale$949,500
2024-01-02Listing removed$1,198,000
2023-09-08Listed for sale$1,198,000
1998-03-11Sold$130,000

For Sale by Agent

AgentThomas Murray
BrokerageeXp Realty of California Inc

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