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446 37th St, Oakland, CA, 94609

5beds
3baths
4,006sqft
$1,250,000
$312price/sqft
$9,510/moest. monthly cost
$380,400/yrincome needed

About This Home

Exceptional Triplex Opportunity in the heart of Mosswood Park! Prime Investment or Live/Work Opportunity Units, long-term appreciation and immediate income potential or owner-occupants looking to live in one unit while generating supplemental rental income from the other. Multi-Generational Living. Each residence offers functional floor plans with expansive living spaces, generously sized bedrooms, private outdoor areas, and ample on street parking. Conveniently located, parks, shopping, dining, BART, Hospitals, Close to Downtown, Theaters, Jack London Square and great Restaurants. Rare opportunity to own a well-positioned multi-family property in one of the East Bay’s most sought-after and high-demand rental markets, and flexible living in one of the Bay Area’s most desirable commuter locations.Unbeatable location, minutes to major freeways for easy commuting, close to vibrant Piedmont Avenue. Updated Painting and some renovation! Two units will be delivered Vacant at Close of Escrow.

Getting Around

90
WalkingWalker's Paradise
74
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

5/10
2/10
Westlake Middle SchoolGrades 6-80.7 mi
8/10

Construction

Condition

  • Year built: 1924

Materials

  • Construction materials: Stone,Stucco,Siding - Stucco,Glass

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Dryer,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Separate Entry,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Storage,Formal Entry,Open Beam Ceiling,Storage Area(s),Tub w/Shower Over
  • Window features: Double Pane Windows,Bay Window(s)
  • Flooring: Hardwood Flrs Throughout,Linoleum,Tile,Carpet,Wood,Painted/Stained
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Natural Gas,Hot Water,Central,Fireplace(s)
  • Cooling features: No Air Conditioning

Interior Area

  • Total structure area: 4,006
  • Total interior livable area: 4,006 sqft

Property

Details

  • Parcel number: 1294510
  • Special condition: Offer As Is

Features

  • Exterior features: Dog Run,Front Yard,Side Yard,Garden,Landscape Back,Landscape Front,Storage Area
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Irregular Lot,Level,Area Lighting,Back Yard,Garden,Landscaped,Paved,Private,Street Light(s)

Parking

  • Total spaces: 3
  • Parking features: Detached,No Parking on Site,On Street,Restrictions,Street Parking
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$217$2,604
Property Taxes $2,114$25,368
Electricity $859$10,308
Total$9,510$114,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,057/yr
40% on housing$285,300/yr
45% on housing$253,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 94609$553
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94609$769
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentRhonda Drakeford
BrokerageDrakeford Real Estate

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