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476 42nd St, Oakland, CA, 94609

4beds
4baths
3,780sqft
$1,650,000
$437price/sqft
$11,429/moest. monthly cost
$457,160/yrincome needed

About This Home

476 42nd Street offers four spacious one-bedroom, one-bathroom units of approximately 900 square feet each, all on a 5,865 square foot lot with a private enclosed garage for every unit at the rear of the building. The current owner has made extensive capital improvements throughout her tenure, including a seismic sill bolt, full sewer lateral replacement, all-new water lines and shut offs, new water heaters for every unit, a new furnace in Unit B, and a majority roof replacement. Multiple windows have been replaced, the rear staircase rebuilt, perimeter fencing upgraded, and new metal gates installed at both entries. Interior updates include bathroom vanities, miscellaneous plumbing and electrical work, and fresh exterior paint throughout. Each unit operates fully independently with its own water heater and furnace. Multiple units feature in-unit laundry washer and dryer in Units A and D, washer in Unit B, and a dryer hookup and vent in Unit C. With MacArthur BART less than half a mile away and Telegraph Avenue's restaurants and shops just steps from the front door, this is the kind of asset tenants stay in and investors hold onto.

Getting Around

94
WalkingWalker's Paradise
71
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

5/10
9/10
Claremont Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Door features: Other

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 3,780 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 0131097021
  • Zoning: RM-4
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$287$3,444
Property Taxes $1,989$23,868
Electricity $810$9,726
Total$11,429$137,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,851/yr
40% on housing$342,870/yr
45% on housing$304,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 94609$550
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94609$769
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,650,000
2023-12-13Listing removed--
2023-11-03Price change$1,598,000
2023-10-05Listed for sale$1,750,000
2018-03-30Sold$1,467,000
2018-03-21Pending sale$1,350,000
2018-03-04Listed for sale$1,350,000
2001-10-26Sold$700,000

For Sale by Agent

AgentSam Runco
BrokerageMarcus & Millichap

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