662 45th St, Oakland, CA, 94609
About This Home
662 45th Street in Oakland is a 1932-built investment property in the desirable NOBE neighborhood featuring a front duplex and a rear single-family home, totaling about 2,900 sq ft. The units include two 2-bedroom/1-bath units and one 1.5-bedroom/1-bath unit, all with private parking and washer/dryer hookups. Tenants pay their own utilities, reducing operating costs. Recent upgrades include new roofs, windows, paint, plumbing updates, and a new water heater and toilet. The rear single-family home offers a private yard and flexible living space, adding rental income potential. With a Walk Score of 100 and close proximity to BART, restaurants, schools, parks, and shopping, the property offers strong rental demand and long-term investment potential.
Getting Around
Walker's Paradise
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1932
Materials
- Construction materials: Stucco,Shingles
Type & Style
- Home type: MultiFamily
- Property subType: Triplex
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial,Separate Entry,Storage Space
Features
- Storage,Storage Area(s)
- Window features: Screens
- Flooring: Linoleum,Carpet,Wood
Heating & Cooling
- Heating features: Gravity,Natural Gas,Hot Water
- Cooling features: No Air Conditioning
Interior Area
- Total structure area: 2,920
- Total interior livable area: 2,920 sqft
Property
Details
- Parcel number: 1311658
- Special condition: Offer As Is
Features
- Exterior features: Back Yard,Front Yard,Low Maintenance,Garden
- Fencing: Fenced
Lot
- Lot size: 4,791 sqft
- Features: Level
Parking
- Parking features: Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $1,468 | $17,616 |
| Electricity | $626 | $7,513 |
| Total | $7,842 | $94,104 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $1,199,000 |
| 2026-03-02 | Listed for sale | $1,249,000 |
| 2024-09-04 | Listing removed | $1,095,000 |
| 2024-08-28 | Listed for sale | $1,095,000 |
| 2024-05-29 | Listing removed | -- |
| 2024-04-22 | Listed for sale | $1,249,000 |
| 2018-12-04 | Sold | $805,000 |
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